Virginia USDA Loan Income Limits and Virginia USDA Loan Map

Virginia USDA Loan offers affordable mortgage financing for moderate income households purchasing a house in a designated Virginia USDA Loan eligible rural area as determined by the Rural Housing Service (RHS). Virginia USDA Loan Map and Virginia USDA Income Limit guidelines for the Virginia USDA Loan program require that the:
Virginia USDA Income Limits households with a moderate income not to exceed Virginia USDA Loan county limits based on a household size of one to four or five and more family members.
Virginia USDA Loan Map will determine if the house is located in a Virginia USDA Loan approved area. Homebuyers should not assume that the term "rural" means the Virginia USDA Loan program is only available in farming communities. Many areas approved by the RHS for the Virginia USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms.
Virginia USDA Loan County Guideline Lookup Tool
Select County Maximum Income
Family 1-4:
Family 5+:
County Eligibility:
Make too much to qualify for the Virginia USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the
Virginia USDA Max Income Calculator

By purchasing a home located in a Virginia USDA Loan area, qualified homebuyers have the ability to buy a house with:

No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.


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Virginia USDA Rural Development County Specific Income and Location Guidelines

CountyMax Household IncomeLocation Restrictions
1 - 4 5 + People
Accomack$91,900$121,300100% Eligible
Albemarle$107,950$142,500Partially Eligible
Alexandria$118,300$156,150Partially Eligible
Alleghany$91,900$121,300100% Eligible
Amelia$103,500$136,600100% Eligible
Amherst$91,900$121,300100% Eligible
Appomattox$91,900$121,300100% Eligible
Arlington$118,300$156,150Completely Ineligible
Augusta$91,900$121,300100% Eligible
Bath$91,900$121,300100% Eligible
Bedford$91,900$121,300100% Eligible
Bedford Ind$91,900$121,300100% Eligible
Bland$91,900$121,300100% Eligible
Botetourt$91,900$121,300100% Eligible
Bristol$91,900$121,300Partially Eligible
Brunswick$91,900$121,300100% Eligible
Buchanan$91,900$121,300100% Eligible
Buckingham$91,900$121,300100% Eligible
Buena Vista$91,900$121,300100% Eligible
Campbell$91,900$121,300100% Eligible
Caroline$103,500$136,600100% Eligible
Carroll$91,900$121,300100% Eligible
Charles City$103,500$136,600100% Eligible
Charlotte$91,900$121,300Partially Eligible
Charlottesville$107,950$142,500100% Eligible
Chesapeake$97,200$128,300Partially Eligible
Chesterfield$103,500$136,600Partially Eligible
Clarke$118,300$156,150100% Eligible
Clifton Forge$78,200$103,200100% Eligible
Colonial Height$103,500$136,600Partially Eligible
Covington$91,900$121,300100% Eligible
Craig$91,900$121,300100% Eligible
Culpeper$102,800$135,700100% Eligible
Cumberland$91,900$121,300100% Eligible
Danville$91,900$121,300Partially Eligible
Dickenson$91,900$121,300100% Eligible
Dinwiddie$103,500$136,600100% Eligible
Emporia$91,900$121,300100% Eligible
Essex$91,900$121,300100% Eligible
Fairfax$118,300$156,150Completely Ineligible
Fairfax Ind$108,550$143,300Completely Ineligible
Falls Church$118,300$156,150Partially Eligible
Fauquier$118,300$156,150100% Eligible
Floyd$91,900$121,300100% Eligible
Fluvanna$107,950$142,500100% Eligible
Franklin$91,900$121,300100% Eligible
Franklin Ind$78,200$103,200100% Eligible
Frederick$93,600$123,550Partially Eligible
Fredericksburg$118,300$156,150Partially Eligible
Galax$91,900$121,300100% Eligible
Giles$91,900$121,300100% Eligible
Gloucester$97,200$128,300100% Eligible
Goochland$103,500$136,600100% Eligible
Grayson$91,900$121,300100% Eligible
Greene$107,950$142,500100% Eligible
Greensville$91,900$121,300100% Eligible
Halifax$91,900$121,300100% Eligible
Hampton$97,200$128,300Partially Eligible
Hanover$103,500$136,600Partially Eligible
Harrisonburg$91,900$121,300Partially Eligible
Henrico$103,500$136,600Partially Eligible
Henry$91,900$121,300100% Eligible
Highland$91,900$121,300100% Eligible
Hopewell$103,500$136,600Partially Eligible
Isle Of Wight$97,200$128,300100% Eligible
James City$97,200$128,300Partially Eligible
King And Queen$91,900$121,300100% Eligible
King George$114,850$151,600100% Eligible
King William$103,500$136,600100% Eligible
Lancaster$91,900$121,300100% Eligible
Lee$91,900$121,300100% Eligible
Lexington$91,900$121,300100% Eligible
Loudoun$118,300$156,150Partially Eligible
Louisa$91,900$121,300100% Eligible
Lunenburg$91,900$121,300100% Eligible
Lynchburg$91,900$121,300Partially Eligible
Madison$91,900$121,300100% Eligible
Manassas$118,300$156,150Partially Eligible
Manassas Park$118,300$156,150Partially Eligible
Martinsville$91,900$121,300100% Eligible
Mathews$97,200$128,300100% Eligible
Mecklenburg$91,900$121,300100% Eligible
Middlesex$91,900$121,300100% Eligible
Montgomery$95,100$125,550Partially Eligible
Nelson$107,950$142,500100% Eligible
New Kent$103,500$136,600100% Eligible
Newport News$97,200$128,300Partially Eligible
Norfolk$97,200$128,300Partially Eligible
Northampton$91,900$121,300100% Eligible
Northumberland$91,900$121,300100% Eligible
Norton$91,900$121,300100% Eligible
Nottoway$91,900$121,300100% Eligible
Orange$94,150$124,300100% Eligible
Page$91,900$121,300100% Eligible
Patrick$91,900$121,300100% Eligible
Petersburg$103,500$136,600Partially Eligible
Pittsylvania$91,900$121,300100% Eligible
Poquoson$97,200$128,300Partially Eligible
Portsmouth$97,200$128,300Partially Eligible
Powhatan$103,500$136,600100% Eligible
Prince Edward$91,900$121,300100% Eligible
Prince George$103,500$136,600Partially Eligible
Prince William$118,300$156,150Partially Eligible
Pulaski$91,900$121,300100% Eligible
Radford$95,100$125,550100% Eligible
Rappahannock$101,050$133,400100% Eligible
Richmond$91,900$121,300Partially Eligible
Richmond Ind$89,000$117,500Partially Eligible
Roanoke$91,900$121,300Partially Eligible
Roanoke Ind$78,200$103,200Partially Eligible
Rockbridge$91,900$121,300100% Eligible
Rockingham$91,900$121,300Partially Eligible
Russell$91,900$121,300100% Eligible
Salem$91,900$121,300Partially Eligible
Scott$91,900$121,300100% Eligible
Shenandoah$91,900$121,300100% Eligible
Smyth$91,900$121,300100% Eligible
Southampton$91,900$121,300100% Eligible
Spotsylvania$118,300$156,150Partially Eligible
Stafford$118,300$156,150Partially Eligible
Staunton$91,900$121,300Partially Eligible
Suffolk$97,200$128,300Partially Eligible
Surry$91,900$121,300100% Eligible
Sussex$103,500$136,600100% Eligible
Tazewell$91,900$121,300100% Eligible
Virginia Beach$97,200$128,300Partially Eligible
Warren$98,200$129,600100% Eligible
Washington$91,900$121,300100% Eligible
Waynesboro$91,900$121,300100% Eligible
Westmoreland$91,900$121,300100% Eligible
Williamsburg$97,200$128,300Partially Eligible
Winchester$93,600$123,550Partially Eligible
Wise$91,900$121,300100% Eligible
Wythe$91,900$121,300100% Eligible
York$97,200$128,300Partially Eligible