Virginia USDA Loan Income Limits and Virginia USDA Loan Map
Virginia USDA Loan offers affordable mortgage financing for moderate income households purchasing a house in a designated Virginia USDA Loan eligible rural area as determined by the Rural Housing Service (RHS). Virginia USDA Loan Map and Virginia USDA Income Limit guidelines for the Virginia USDA Loan program require that the:![]() | Virginia USDA Income Limits households with a moderate income not to exceed Virginia USDA Loan county limits based on a household size of one to four or five and more family members. |
![]() | Virginia USDA Loan Map will determine if the house is located in a Virginia USDA Loan approved area. Homebuyers should not assume that the term "rural" means the Virginia USDA Loan program is only available in farming communities. Many areas approved by the RHS for the Virginia USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms. |
Virginia USDA Loan County Guideline Lookup Tool | ||
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Select County | Maximum Income | |
Family 1-4: | ||
Family 5+: | ||
County Eligibility: | ||
Make too much to qualify for the Virginia USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the Virginia USDA Max Income Calculator |
By purchasing a home located in a Virginia USDA Loan area, qualified homebuyers have the ability to buy a house with:
No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.
Virginia USDA Rural Development County Specific Income and Location Guidelines
County | Max Household Income | Location Restrictions | |
---|---|---|---|
1 - 4 | 5 + People | ||
Accomack | $103,500 | $136,600 | 100% Eligible |
Albemarle | $120,550 | $159,150 | Partially Eligible |
Alexandria | $129,400 | $170,800 | Partially Eligible |
Alleghany | $103,500 | $136,600 | 100% Eligible |
Amelia | $115,800 | $152,850 | 100% Eligible |
Amherst | $103,500 | $136,600 | 100% Eligible |
Appomattox | $103,500 | $136,600 | 100% Eligible |
Arlington | $129,400 | $170,800 | Completely Ineligible |
Augusta | $103,500 | $136,600 | 100% Eligible |
Bath | $103,500 | $136,600 | 100% Eligible |
Bedford | $103,500 | $136,600 | 100% Eligible |
Bedford Ind | $103,500 | $136,600 | 100% Eligible |
Bland | $103,500 | $136,600 | 100% Eligible |
Botetourt | $103,500 | $136,600 | 100% Eligible |
Bristol | $103,500 | $136,600 | Partially Eligible |
Brunswick | $103,500 | $136,600 | 100% Eligible |
Buchanan | $103,500 | $136,600 | 100% Eligible |
Buckingham | $103,500 | $136,600 | 100% Eligible |
Buena Vista | $103,500 | $136,600 | 100% Eligible |
Campbell | $103,500 | $136,600 | 100% Eligible |
Caroline | $103,500 | $136,600 | 100% Eligible |
Carroll | $103,500 | $136,600 | 100% Eligible |
Charles City | $115,800 | $152,850 | 100% Eligible |
Charlotte | $103,500 | $136,600 | Partially Eligible |
Charlottesville | $120,550 | $159,150 | 100% Eligible |
Chesapeake | $107,550 | $141,950 | Partially Eligible |
Chesterfield | $115,800 | $152,850 | Partially Eligible |
Clarke | $129,400 | $170,800 | 100% Eligible |
Clifton Forge | $78,200 | $103,200 | 100% Eligible |
Colonial Height | $115,800 | $152,850 | Partially Eligible |
Covington | $103,500 | $136,600 | 100% Eligible |
Craig | $103,500 | $136,600 | 100% Eligible |
Culpeper | $114,800 | $151,550 | 100% Eligible |
Cumberland | $103,500 | $136,600 | 100% Eligible |
Danville | $103,500 | $136,600 | Partially Eligible |
Dickenson | $103,500 | $136,600 | 100% Eligible |
Dinwiddie | $115,800 | $152,850 | 100% Eligible |
Emporia | $103,500 | $136,600 | 100% Eligible |
Essex | $103,500 | $136,600 | 100% Eligible |
Fairfax | $129,400 | $170,800 | Completely Ineligible |
Fairfax Ind | $108,550 | $143,300 | Completely Ineligible |
Falls Church | $129,400 | $170,800 | Partially Eligible |
Fauquier | $129,400 | $170,800 | 100% Eligible |
Floyd | $103,500 | $136,600 | 100% Eligible |
Fluvanna | $120,550 | $159,150 | 100% Eligible |
Franklin | $103,500 | $136,600 | 100% Eligible |
Franklin Ind | $78,200 | $103,200 | 100% Eligible |
Frederick | $104,650 | $138,150 | Partially Eligible |
Fredericksburg | $129,400 | $170,800 | Partially Eligible |
Galax | $103,500 | $136,600 | 100% Eligible |
Giles | $103,500 | $136,600 | 100% Eligible |
Gloucester | $107,550 | $141,950 | 100% Eligible |
Goochland | $115,800 | $152,850 | 100% Eligible |
Grayson | $103,500 | $136,600 | 100% Eligible |
Greene | $120,550 | $159,150 | 100% Eligible |
Greensville | $103,500 | $136,600 | 100% Eligible |
Halifax | $103,500 | $136,600 | 100% Eligible |
Hampton | $107,550 | $141,950 | Partially Eligible |
Hanover | $115,800 | $152,850 | Partially Eligible |
Harrisonburg | $103,500 | $136,600 | Partially Eligible |
Henrico | $115,800 | $152,850 | Partially Eligible |
Henry | $103,500 | $136,600 | 100% Eligible |
Highland | $103,500 | $136,600 | 100% Eligible |
Hopewell | $115,800 | $152,850 | Partially Eligible |
Isle Of Wight | $107,550 | $141,950 | 100% Eligible |
James City | $107,550 | $141,950 | Partially Eligible |
King And Queen | $103,500 | $136,600 | 100% Eligible |
King George | $128,800 | $170,000 | 100% Eligible |
King William | $115,800 | $152,850 | 100% Eligible |
Lancaster | $103,500 | $136,600 | 100% Eligible |
Lee | $103,500 | $136,600 | 100% Eligible |
Lexington | $103,500 | $136,600 | 100% Eligible |
Loudoun | $129,400 | $170,800 | Partially Eligible |
Louisa | $103,500 | $136,600 | 100% Eligible |
Lunenburg | $103,500 | $136,600 | 100% Eligible |
Lynchburg | $103,500 | $136,600 | Partially Eligible |
Madison | $103,500 | $136,600 | 100% Eligible |
Manassas | $129,400 | $170,800 | Partially Eligible |
Manassas Park | $129,400 | $170,800 | Partially Eligible |
Martinsville | $103,500 | $136,600 | 100% Eligible |
Mathews | $107,550 | $141,950 | 100% Eligible |
Mecklenburg | $103,500 | $136,600 | 100% Eligible |
Middlesex | $103,500 | $136,600 | 100% Eligible |
Montgomery | $103,500 | $136,600 | Partially Eligible |
Nelson | $120,550 | $159,150 | 100% Eligible |
New Kent | $115,800 | $152,850 | 100% Eligible |
Newport News | $107,550 | $141,950 | Partially Eligible |
Norfolk | $107,550 | $141,950 | Partially Eligible |
Northampton | $103,500 | $136,600 | 100% Eligible |
Northumberland | $103,500 | $136,600 | 100% Eligible |
Norton | $103,500 | $136,600 | 100% Eligible |
Nottoway | $103,500 | $136,600 | 100% Eligible |
Orange | $105,350 | $139,050 | 100% Eligible |
Page | $103,500 | $136,600 | 100% Eligible |
Patrick | $103,500 | $136,600 | 100% Eligible |
Petersburg | $115,800 | $152,850 | Partially Eligible |
Pittsylvania | $103,500 | $136,600 | 100% Eligible |
Poquoson | $107,550 | $141,950 | Partially Eligible |
Portsmouth | $107,550 | $141,950 | Partially Eligible |
Powhatan | $115,800 | $152,850 | 100% Eligible |
Prince Edward | $103,500 | $136,600 | 100% Eligible |
Prince George | $115,800 | $152,850 | Partially Eligible |
Prince William | $129,400 | $170,800 | Partially Eligible |
Pulaski | $103,500 | $136,600 | 100% Eligible |
Radford | $103,500 | $136,600 | 100% Eligible |
Rappahannock | $113,050 | $149,250 | 100% Eligible |
Richmond | $103,500 | $136,600 | Partially Eligible |
Richmond Ind | $89,000 | $117,500 | Partially Eligible |
Roanoke | $103,500 | $136,600 | Partially Eligible |
Roanoke Ind | $78,200 | $103,200 | Partially Eligible |
Rockbridge | $103,500 | $136,600 | 100% Eligible |
Rockingham | $103,500 | $136,600 | Partially Eligible |
Russell | $103,500 | $136,600 | 100% Eligible |
Salem | $103,500 | $136,600 | Partially Eligible |
Scott | $103,500 | $136,600 | 100% Eligible |
Shenandoah | $103,500 | $136,600 | 100% Eligible |
Smyth | $103,500 | $136,600 | 100% Eligible |
Southampton | $103,500 | $136,600 | 100% Eligible |
Spotsylvania | $129,400 | $170,800 | Partially Eligible |
Stafford | $129,400 | $170,800 | Partially Eligible |
Staunton | $103,500 | $136,600 | Partially Eligible |
Suffolk | $107,550 | $141,950 | Partially Eligible |
Surry | $103,500 | $136,600 | 100% Eligible |
Sussex | $115,800 | $152,850 | 100% Eligible |
Tazewell | $103,500 | $136,600 | 100% Eligible |
Virginia Beach | $107,550 | $141,950 | Partially Eligible |
Warren | $107,150 | $141,450 | 100% Eligible |
Washington | $103,500 | $136,600 | 100% Eligible |
Waynesboro | $103,500 | $136,600 | 100% Eligible |
Westmoreland | $103,500 | $136,600 | 100% Eligible |
Williamsburg | $107,550 | $141,950 | Partially Eligible |
Winchester | $104,650 | $138,150 | Partially Eligible |
Wise | $103,500 | $136,600 | 100% Eligible |
Wythe | $103,500 | $136,600 | 100% Eligible |
York | $107,550 | $141,950 | Partially Eligible |