Idaho USDA Loan Income Limits and Idaho USDA Loan Map
Idaho USDA Loan offers affordable mortgage financing for moderate income households purchasing a house in a designated California USDA Loan eligible rural area as determined by the Rural Housing Service (RHS). California USDA Loan Map and California USDA Income Limit guidelines for the California USDA Loan program require that the: | Idaho USDA Income Limits households with a moderate income not to exceed California USDA Loan county limits based on a household size of one to four or five and more family members. |
| Idaho USDA Loan Map will determine if the house islocated in a California USDA Loan approved area. Homebuyers should not assume that the term "rural" means the California USDA Loan program is only available in farming communities. Many areas approved by the RHS for the California USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms. |
| Idaho USDA Loan County Guideline Lookup Tool | ||
|---|---|---|
| Select County | Maximum Income | |
| Family 1-4: | ||
| Family 5+: | ||
| County Eligibility: | ||
|
Make too much to qualify for the Idaho USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the Idaho USDA Max Income Calculator | ||
By purchasing a home located in a Idaho USDA Loan area, qualified homebuyers have the ability to buy a house with:
No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.
Idaho USDA Rural Development County Specific Income and Location Guidelines
| County | Max Household Income | Location Restrictions | |
|---|---|---|---|
| 1 - 4 | 5 + People | ||
| Ada | $74,750 | $98,650 | Partially Eligible |
| Adams | $74,750 | $98,650 | 100% Eligible |
| Bannock | $74,750 | $98,650 | Partially Eligible |
| Bear Lake | $74,750 | $98,650 | 100% Eligible |
| Benewah | $74,750 | $98,650 | 100% Eligible |
| Blaine | $90,400 | $119,350 | 100% Eligible |
| Boise | $74,750 | $98,650 | 100% Eligible |
| Bonner | $74,750 | $98,650 | 100% Eligible |
| Bonneville | $74,750 | $98,650 | Partially Eligible |
| Boundary | $74,750 | $98,650 | 100% Eligible |
| Butte | $74,750 | $98,650 | 100% Eligible |
| Camas | $74,750 | $98,650 | 100% Eligible |
| Canyon | $74,750 | $98,650 | Partially Eligible |
| Caribou | $74,750 | $98,650 | 100% Eligible |
| Cassia | $74,750 | $98,650 | 100% Eligible |
| Clark | $74,750 | $98,650 | 100% Eligible |
| Clearwater | $74,750 | $98,650 | 100% Eligible |
| Custer | $74,750 | $98,650 | 100% Eligible |
| Elmore | $74,750 | $98,650 | 100% Eligible |
| Franklin | $74,750 | $98,650 | 100% Eligible |
| Fremont | $74,750 | $98,650 | 100% Eligible |
| Gem | $74,750 | $98,650 | 100% Eligible |
| Gooding | $74,750 | $98,650 | 100% Eligible |
| Idaho | $74,750 | $98,650 | 100% Eligible |
| Jefferson | $74,750 | $98,650 | 100% Eligible |
| Jerome | $74,750 | $98,650 | 100% Eligible |
| Kootenai | $74,750 | $98,650 | Partially Eligible |
| Latah | $74,750 | $98,650 | 100% Eligible |
| Lemhi | $74,750 | $98,650 | 100% Eligible |
| Lewis | $74,750 | $98,650 | 100% Eligible |
| Lincoln | $74,750 | $98,650 | 100% Eligible |
| Madison | $74,750 | $98,650 | 100% Eligible |
| Minidoka | $74,750 | $98,650 | 100% Eligible |
| Nez Perce | $74,750 | $98,650 | Partially Eligible |
| Oneida | $74,750 | $98,650 | 100% Eligible |
| Owyhee | $74,750 | $98,650 | 100% Eligible |
| Payette | $74,750 | $98,650 | 100% Eligible |
| Power | $74,750 | $98,650 | 100% Eligible |
| Shoshone | $74,750 | $98,650 | 100% Eligible |
| Teton | $74,750 | $98,650 | 100% Eligible |
| Twin Falls | $74,750 | $98,650 | Partially Eligible |
| Valley | $74,750 | $98,650 | 100% Eligible |
| Washington | $74,750 | $98,650 | 100% Eligible |
