Texas USDA Loan Income Limits and Texas USDA Loan Map
Texas USDA Loan offers affordable mortgage financing for moderate income households purchasing a house in a designated Texas USDA Loan eligible rural area as determined by the Rural Housing Service (RHS). Texas USDA Loan Map and Texas USDA Income Limit guidelines for the Texas USDA Loan program require that the: | Texas USDA Income Limits households with a moderate income not to exceed Texas USDA Loan county limits based on a household size of one to four or five and more family members. |
| Texas USDA Loan Map will determine if the house is located in a Texas USDA Loan approved area. Homebuyers should not assume that the term "rural" means the Texas USDA Loan program is only available in farming communities. Many areas approved by the RHS for the Texas USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms. |
| Texas USDA Loan County Guideline Lookup Tool | ||
|---|---|---|
| Select County | Maximum Income | |
| Family 1-4: | ||
| Family 5+: | ||
| County Eligibility: | ||
|
Make too much to qualify for the Texas USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the Texas USDA Max Income Calculator | ||
By purchasing a home located in a Texas USDA Loan area, qualified homebuyers have the ability to buy a house with:
No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.
Texas USDA Rural Development County Specific Income and Location Guidelines
| County | Max Household Income | Location Restrictions | |
|---|---|---|---|
| 1 - 4 | 5 + People | ||
| Anderson | $74,750 | $98,650 | 100% Eligible |
| Andrews | $74,750 | $98,650 | 100% Eligible |
| Angelina | $74,750 | $98,650 | Partially Eligible |
| Aransas | $74,750 | $98,650 | 100% Eligible |
| Archer | $74,750 | $98,650 | Partially Eligible |
| Armstrong | $74,750 | $98,650 | 100% Eligible |
| Atascosa | $74,750 | $98,650 | 100% Eligible |
| Austin | $76,850 | $101,450 | 100% Eligible |
| Bailey | $74,750 | $98,650 | 100% Eligible |
| Bandera | $74,750 | $98,650 | 100% Eligible |
| Bastrop | $87,250 | $115,150 | 100% Eligible |
| Baylor | $74,750 | $98,650 | 100% Eligible |
| Bee | $74,750 | $98,650 | 100% Eligible |
| Bell | $74,750 | $98,650 | Partially Eligible |
| Bexar | $74,750 | $98,650 | Partially Eligible |
| Blanco | $77,050 | $101,700 | 100% Eligible |
| Borden | $74,750 | $98,650 | 100% Eligible |
| Bosque | $74,750 | $98,650 | 100% Eligible |
| Bowie | $74,750 | $98,650 | Partially Eligible |
| Brazoria | $89,350 | $117,950 | Partially Eligible |
| Brazos | $74,750 | $98,650 | Partially Eligible |
| Brewster | $74,750 | $98,650 | 100% Eligible |
| Briscoe | $74,750 | $98,650 | 100% Eligible |
| Brooks | $74,750 | $98,650 | 100% Eligible |
| Brown | $74,750 | $98,650 | 100% Eligible |
| Burleson | $74,750 | $98,650 | 100% Eligible |
| Burnet | $74,750 | $98,650 | 100% Eligible |
| Caldwell | $87,250 | $115,150 | Partially Eligible |
| Calhoun | $74,750 | $98,650 | 100% Eligible |
| Callahan | $74,750 | $98,650 | 100% Eligible |
| Cameron | $74,750 | $98,650 | Partially Eligible |
| Camp | $74,750 | $98,650 | 100% Eligible |
| Carson | $74,750 | $98,650 | 100% Eligible |
| Cass | $74,750 | $98,650 | 100% Eligible |
| Castro | $74,750 | $98,650 | 100% Eligible |
| Chambers | $76,900 | $101,500 | 100% Eligible |
| Cherokee | $74,750 | $98,650 | 100% Eligible |
| Childress | $74,750 | $98,650 | 100% Eligible |
| Clay | $74,750 | $98,650 | Partially Eligible |
| Cochran | $74,750 | $98,650 | 100% Eligible |
| Coke | $74,750 | $98,650 | 100% Eligible |
| Coleman | $74,750 | $98,650 | 100% Eligible |
| Collin | $80,650 | $106,450 | Partially Eligible |
| Collingsworth | $74,750 | $98,650 | 100% Eligible |
| Colorado | $74,750 | $98,650 | 100% Eligible |
| Comal | $74,750 | $98,650 | Partially Eligible |
| Comanche | $74,750 | $98,650 | 100% Eligible |
| Concho | $74,750 | $98,650 | 100% Eligible |
| Cooke | $74,750 | $98,650 | 100% Eligible |
| Coryell | $74,750 | $98,650 | Partially Eligible |
| Cottle | $74,750 | $98,650 | 100% Eligible |
| Crane | $74,750 | $98,650 | 100% Eligible |
| Crockett | $74,750 | $98,650 | 100% Eligible |
| Crosby | $74,750 | $98,650 | 100% Eligible |
| Culberson | $74,750 | $98,650 | 100% Eligible |
| Dallam | $74,750 | $98,650 | 100% Eligible |
| Dallas | $80,650 | $106,450 | Partially Eligible |
| Dawson | $74,750 | $98,650 | 100% Eligible |
| De Witt | $74,750 | $98,650 | 100% Eligible |
| Deaf Smith | $74,750 | $98,650 | 100% Eligible |
| Delta | $80,650 | $106,450 | 100% Eligible |
| Denton | $80,650 | $106,450 | Partially Eligible |
| Dickens | $74,750 | $98,650 | 100% Eligible |
| Dimmit | $74,750 | $98,650 | 100% Eligible |
| Donley | $74,750 | $98,650 | 100% Eligible |
| Duval | $74,750 | $98,650 | 100% Eligible |
| Eastland | $74,750 | $98,650 | 100% Eligible |
| Ector | $74,750 | $98,650 | Partially Eligible |
| Edwards | $74,750 | $98,650 | 100% Eligible |
| El Paso | $74,750 | $98,650 | Partially Eligible |
| Ellis | $80,650 | $106,450 | Partially Eligible |
| Erath | $74,750 | $98,650 | 100% Eligible |
| Falls | $74,750 | $98,650 | 100% Eligible |
| Fannin | $74,750 | $98,650 | 100% Eligible |
| Fayette | $74,750 | $98,650 | 100% Eligible |
| Fisher | $74,750 | $98,650 | 100% Eligible |
| Floyd | $74,750 | $98,650 | 100% Eligible |
| Foard | $74,750 | $98,650 | 100% Eligible |
| Fort Bend | $76,900 | $101,500 | Partially Eligible |
| Franklin | $74,750 | $98,650 | 100% Eligible |
| Freestone | $74,750 | $98,650 | 100% Eligible |
| Frio | $74,750 | $98,650 | 100% Eligible |
| Gaines | $74,750 | $98,650 | 100% Eligible |
| Galveston | $76,900 | $101,500 | Partially Eligible |
| Garza | $74,750 | $98,650 | 100% Eligible |
| Gillespie | $76,700 | $101,250 | 100% Eligible |
| Glasscock | $74,750 | $98,650 | 100% Eligible |
| Goliad | $74,750 | $98,650 | 100% Eligible |
| Gonzales | $74,750 | $98,650 | 100% Eligible |
| Gray | $74,750 | $98,650 | 100% Eligible |
| Grayson | $74,750 | $98,650 | Partially Eligible |
| Gregg | $74,750 | $98,650 | Partially Eligible |
| Grimes | $74,750 | $98,650 | 100% Eligible |
| Guadalupe | $74,750 | $98,650 | Partially Eligible |
| Hale | $74,750 | $98,650 | 100% Eligible |
| Hall | $74,750 | $98,650 | 100% Eligible |
| Hamilton | $74,750 | $98,650 | 100% Eligible |
| Hansford | $74,750 | $98,650 | 100% Eligible |
| Hardeman | $74,750 | $98,650 | 100% Eligible |
| Hardin | $74,750 | $98,650 | 100% Eligible |
| Harris | $76,900 | $101,500 | Partially Eligible |
| Harrison | $74,750 | $98,650 | Partially Eligible |
| Hartley | $86,600 | $106,450 | 100% Eligible |
| Haskell | $74,750 | $98,650 | 100% Eligible |
| Hays | $87,250 | $115,150 | Partially Eligible |
| Hemphill | $74,750 | $98,650 | 100% Eligible |
| Henderson | $74,750 | $98,650 | 100% Eligible |
| Hidalgo | $74,750 | $98,650 | Partially Eligible |
| Hill | $74,750 | $98,650 | 100% Eligible |
| Hockley | $74,750 | $98,650 | 100% Eligible |
| Hood | $80,300 | $106,000 | 100% Eligible |
| Hopkins | $74,750 | $98,650 | 100% Eligible |
| Houston | $74,750 | $98,650 | 100% Eligible |
| Howard | $74,750 | $98,650 | 100% Eligible |
| Hudspeth | $74,750 | $98,650 | 100% Eligible |
| Hunt | $80,650 | $106,450 | Partially Eligible |
| Hutchinson | $74,750 | $98,650 | 100% Eligible |
| Irion | $74,750 | $98,650 | 100% Eligible |
| Jack | $74,750 | $98,650 | 100% Eligible |
| Jackson | $74,750 | $98,650 | 100% Eligible |
| Jasper | $74,750 | $98,650 | 100% Eligible |
| Jeff Davis | $74,750 | $98,650 | 100% Eligible |
| Jefferson | $74,750 | $98,650 | Partially Eligible |
| Jim Hogg | $74,750 | $98,650 | 100% Eligible |
| Jim Wells | $74,750 | $98,650 | 100% Eligible |
| Johnson | $79,550 | $105,000 | Partially Eligible |
| Jones | $74,750 | $98,650 | Partially Eligible |
| Karnes | $74,750 | $98,650 | 100% Eligible |
| Kaufman | $80,650 | $106,450 | Partially Eligible |
| Kendall | $93,450 | $123,350 | 100% Eligible |
| Kenedy | $74,750 | $98,650 | 100% Eligible |
| Kent | $74,750 | $98,650 | 100% Eligible |
| Kerr | $74,750 | $98,650 | 100% Eligible |
| Kimble | $74,750 | $98,650 | 100% Eligible |
| King | $74,750 | $98,650 | 100% Eligible |
| Kinney | $74,750 | $98,650 | 100% Eligible |
| Kleberg | $74,750 | $98,650 | Partially Eligible |
| Knox | $74,750 | $98,650 | 100% Eligible |
| La Salle | $74,750 | $98,650 | 100% Eligible |
| Lamar | $74,750 | $98,650 | Partially Eligible |
| Lamb | $74,750 | $98,650 | 100% Eligible |
| Lampasas | $74,750 | $98,650 | 100% Eligible |
| Lavaca | $74,750 | $98,650 | 100% Eligible |
| Lee | $74,750 | $98,650 | 100% Eligible |
| Leon | $74,750 | $98,650 | 100% Eligible |
| Liberty | $76,900 | $101,500 | 100% Eligible |
| Limestone | $74,750 | $98,650 | 100% Eligible |
| Lipscomb | $74,750 | $98,650 | 100% Eligible |
| Live Oak | $74,750 | $98,650 | 100% Eligible |
| Llano | $74,750 | $98,650 | 100% Eligible |
| Loving | $90,500 | $119,450 | 100% Eligible |
| Lubbock | $74,750 | $98,650 | Partially Eligible |
| Lynn | $74,750 | $98,650 | 100% Eligible |
| Madison | $74,750 | $98,650 | 100% Eligible |
| Marion | $74,750 | $98,650 | 100% Eligible |
| Martin | $74,750 | $98,650 | 100% Eligible |
| Mason | $74,750 | $98,650 | 100% Eligible |
| Matagorda | $74,750 | $98,650 | 100% Eligible |
| Maverick | $74,750 | $98,650 | 100% Eligible |
| Mcculloch | $74,750 | $98,650 | 100% Eligible |
| Mclennan | $74,750 | $98,650 | Partially Eligible |
| Mcmullen | $74,750 | $98,650 | 100% Eligible |
| Medina | $74,750 | $98,650 | 100% Eligible |
| Menard | $74,750 | $98,650 | 100% Eligible |
| Midland | $76,900 | $101,500 | Partially Eligible |
| Milam | $74,750 | $98,650 | 100% Eligible |
| Mills | $74,750 | $98,650 | 100% Eligible |
| Mitchell | $74,750 | $98,650 | 100% Eligible |
| Montague | $74,750 | $98,650 | 100% Eligible |
| Montgomery | $76,900 | $101,500 | Partially Eligible |
| Moore | $74,750 | $98,650 | 100% Eligible |
| Morris | $74,750 | $98,650 | 100% Eligible |
| Motley | $74,750 | $98,650 | 100% Eligible |
| Nacogdoches | $74,750 | $98,650 | Partially Eligible |
| Navarro | $74,750 | $98,650 | Partially Eligible |
| Newton | $74,750 | $98,650 | 100% Eligible |
| Nolan | $74,750 | $98,650 | 100% Eligible |
| Nueces | $74,750 | $98,650 | Partially Eligible |
| Ochiltree | $74,750 | $98,650 | 100% Eligible |
| Oldham | $74,750 | $98,650 | 100% Eligible |
| Orange | $74,750 | $98,650 | Partially Eligible |
| Palo Pinto | $74,750 | $98,650 | 100% Eligible |
| Panola | $74,750 | $98,650 | 100% Eligible |
| Parker | $79,550 | $105,000 | Partially Eligible |
| Parmer | $74,750 | $98,650 | 100% Eligible |
| Pecos | $74,750 | $98,650 | 100% Eligible |
| Polk | $74,750 | $98,650 | 100% Eligible |
| Potter | $74,750 | $98,650 | Partially Eligible |
| Presidio | $74,750 | $98,650 | 100% Eligible |
| Rains | $74,750 | $98,650 | 100% Eligible |
| Randall | $74,750 | $98,650 | Partially Eligible |
| Reagan | $74,750 | $98,650 | 100% Eligible |
| Real | $74,750 | $98,650 | 100% Eligible |
| Red River | $74,750 | $98,650 | 100% Eligible |
| Reeves | $74,750 | $98,650 | 100% Eligible |
| Refugio | $74,750 | $98,650 | 100% Eligible |
| Roberts | $81,500 | $107,600 | 100% Eligible |
| Robertson | $74,750 | $98,650 | 100% Eligible |
| Rockwall | $80,650 | $106,450 | Partially Eligible |
| Runnels | $74,750 | $98,650 | 100% Eligible |
| Rusk | $74,750 | $98,650 | 100% Eligible |
| Sabine | $74,750 | $98,650 | 100% Eligible |
| San Augustine | $74,750 | $98,650 | 100% Eligible |
| San Jacinto | $76,900 | $101,500 | 100% Eligible |
| San Patricio | $74,750 | $98,650 | Partially Eligible |
| San Saba | $74,750 | $98,650 | 100% Eligible |
| Schleicher | $74,750 | $98,650 | 100% Eligible |
| Scurry | $74,750 | $98,650 | 100% Eligible |
| Shackelford | $74,750 | $98,650 | 100% Eligible |
| Shelby | $74,750 | $98,650 | 100% Eligible |
| Sherman | $74,750 | $98,650 | 100% Eligible |
| Smith | $74,750 | $98,650 | Partially Eligible |
| Somervell | $78,650 | $103,800 | 100% Eligible |
| Starr | $74,750 | $98,650 | 100% Eligible |
| Stephens | $74,750 | $98,650 | 100% Eligible |
| Sterling | $74,750 | $98,650 | 100% Eligible |
| Stonewall | $74,750 | $98,650 | 100% Eligible |
| Sutton | $74,750 | $98,650 | 100% Eligible |
| Swisher | $74,750 | $98,650 | 100% Eligible |
| Tarrant | $79,550 | $105,000 | Partially Eligible |
| Taylor | $74,750 | $98,650 | Partially Eligible |
| Terrell | $74,750 | $98,650 | 100% Eligible |
| Terry | $74,750 | $98,650 | 100% Eligible |
| Throckmorton | $74,750 | $98,650 | 100% Eligible |
| Titus | $74,750 | $98,650 | 100% Eligible |
| Tom Green | $74,750 | $98,650 | Partially Eligible |
| Travis | $87,250 | $115,150 | Partially Eligible |
| Trinity | $74,750 | $98,650 | 100% Eligible |
| Tyler | $74,750 | $98,650 | 100% Eligible |
| Upshur | $74,750 | $98,650 | 100% Eligible |
| Upton | $74,750 | $98,650 | 100% Eligible |
| Uvalde | $74,750 | $98,650 | 100% Eligible |
| Val Verde | $74,750 | $98,650 | Partially Eligible |
| Van Zandt | $74,750 | $98,650 | 100% Eligible |
| Victoria | $74,750 | $98,650 | Partially Eligible |
| Walker | $74,750 | $98,650 | Partially Eligible |
| Waller | $76,900 | $101,500 | 100% Eligible |
| Ward | $74,750 | $98,650 | 100% Eligible |
| Washington | $74,750 | $98,650 | 100% Eligible |
| Webb | $74,750 | $98,650 | Partially Eligible |
| Wharton | $74,750 | $98,650 | 100% Eligible |
| Wheeler | $74,750 | $98,650 | 100% Eligible |
| Wichita | $74,750 | $98,650 | Partially Eligible |
| Wilbarger | $74,750 | $98,650 | 100% Eligible |
| Willacy | $74,750 | $98,650 | 100% Eligible |
| Williamson | $87,250 | $115,150 | Partially Eligible |
| Wilson | $74,750 | $98,650 | 100% Eligible |
| Winkler | $74,750 | $98,650 | 100% Eligible |
| Wise | $77,250 | $101,950 | 100% Eligible |
| Wood | $74,750 | $98,650 | 100% Eligible |
| Yoakum | $74,750 | $98,650 | 100% Eligible |
| Young | $74,750 | $98,650 | 100% Eligible |
| Zapata | $74,750 | $98,650 | 100% Eligible |
| Zavala | $74,750 | $98,650 | 100% Eligible |
