Illinois USDA Loan Income Limits and Illinois USDA Loan Map
Illinois USDA Loan offers affordable mortgage financing for moderate income households purchasing a house in a designated Illinois USDA Loan eligible rural area as determined by the Rural Housing Service (RHS). Illinois USDA Loan Map and Illinois USDA Income Limit guidelines for the Illinois USDA Loan program require that the: | Illinois USDA Income Limits households with a moderate income not to exceed Illinois USDA Loan county limits based on a household size of one to four or five and more family members. |
| Illinois USDA Loan Map will determine if the house is located in a Illinois USDA Loan approved area. Homebuyers should not assume that the term "rural" means the Illinois USDA Loan program is only available in farming communities. Many areas approved by the RHS for the Illinois USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms. |
| Illinois USDA Loan County Guideline Lookup Tool | ||
|---|---|---|
| Select County | Maximum Income | |
| Family 1-4: | ||
| Family 5+: | ||
| County Eligibility: | ||
|
Make too much to qualify for the Illinois USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the Illinois USDA Max Income Calculator | ||
By purchasing a home located in a Illinois USDA Loan area, qualified homebuyers have the ability to buy a house with:
No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.
Illinois USDA Rural Development County Specific Income and Location Guidelines
| County | Max Household Income | Location Restrictions | |
|---|---|---|---|
| 1 - 4 | 5 + People | ||
| Adams | $74,750 | $98,650 | Partially Eligible |
| Alexander | $74,750 | $98,650 | 100% Eligible |
| Bond | $74,750 | $98,650 | 100% Eligible |
| Boone | $74,750 | $98,650 | Partially Eligible |
| Brown | $74,750 | $98,650 | 100% Eligible |
| Bureau | $74,750 | $98,650 | 100% Eligible |
| Calhoun | $80,950 | $106,850 | 100% Eligible |
| Carroll | $74,750 | $98,650 | 100% Eligible |
| Cass | $74,750 | $98,650 | 100% Eligible |
| Champaign | $78,200 | $103,200 | Partially Eligible |
| Christian | $74,750 | $98,650 | 100% Eligible |
| Clark | $74,750 | $98,650 | 100% Eligible |
| Clay | $74,750 | $98,650 | 100% Eligible |
| Clinton | $80,950 | $106,850 | 100% Eligible |
| Coles | $74,750 | $98,650 | 100% Eligible |
| Cook | N/A | N/A | Completely Ineligible |
| Crawford | $74,750 | $98,650 | 100% Eligible |
| Cumberland | $74,750 | $98,650 | 100% Eligible |
| De Witt | $74,750 | $98,650 | 100% Eligible |
| Dekalb | $85,300 | $112,600 | Partially Eligible |
| Douglas | $74,750 | $98,650 | 100% Eligible |
| Dupage | N/A | N/A | Completely Ineligible |
| Edgar | $74,750 | $98,650 | 100% Eligible |
| Edwards | $74,750 | $98,650 | 100% Eligible |
| Effingham | $74,750 | $98,650 | 100% Eligible |
| Fayette | $74,750 | $98,650 | 100% Eligible |
| Ford | $78,200 | $103,200 | 100% Eligible |
| Franklin | $74,750 | $98,650 | 100% Eligible |
| Fulton | $74,750 | $98,650 | 100% Eligible |
| Gallatin | $74,750 | $98,650 | 100% Eligible |
| Greene | $74,750 | $98,650 | 100% Eligible |
| Grundy | $91,650 | $12,100 | Partially Eligible |
| Hamilton | $74,750 | $98,650 | 100% Eligible |
| Hancock | $74,750 | $98,650 | 100% Eligible |
| Hardin | $74,750 | $98,650 | 100% Eligible |
| Henderson | $74,750 | $98,650 | 100% Eligible |
| Henry | $74,750 | $98,650 | 100% Eligible |
| Iroquois | $74,750 | $98,650 | 100% Eligible |
| Jackson | $74,750 | $98,650 | 100% Eligible |
| Jasper | $74,750 | $98,650 | 100% Eligible |
| Jefferson | $74,750 | $98,650 | 100% Eligible |
| Jersey | $80,950 | $106,850 | 100% Eligible |
| Jo Daviess | $74,750 | $98,650 | 100% Eligible |
| Johnson | $74,750 | $98,650 | 100% Eligible |
| Kane | $87,200 | $115,100 | Partially Eligible |
| Kankakee | $74,750 | $98,650 | Partially Eligible |
| Kendall | $93,450 | $123,350 | Partially Eligible |
| Knox | $74,750 | $98,650 | Partially Eligible |
| La Salle | $74,750 | $98,650 | 100% Eligible |
| Lake | N/A | N/A | Completely Ineligible |
| Lawrence | $74,750 | $98,650 | 100% Eligible |
| Lee | $74,750 | $98,650 | 100% Eligible |
| Livingston | $74,750 | $98,650 | 100% Eligible |
| Logan | $74,750 | $98,650 | 100% Eligible |
| Macon | $74,750 | $98,650 | Partially Eligible |
| Macoupin | $80,950 | $106,850 | 100% Eligible |
| Madison | $80,950 | $106,850 | Partially Eligible |
| Marion | $74,750 | $98,650 | 100% Eligible |
| Marshall | $79,500 | $104,950 | 100% Eligible |
| Mason | $74,750 | $98,650 | 100% Eligible |
| Massac | $74,750 | $98,650 | 100% Eligible |
| Mcdonough | $74,750 | $98,650 | 100% Eligible |
| Mchenry | $87,200 | $115,100 | Partially Eligible |
| Menard | $80,500 | $106,250 | 100% Eligible |
| Mercer | $74,750 | $98,650 | 100% Eligible |
| Monroe | $80,950 | $106,850 | 100% Eligible |
| Montgomery | $74,750 | $98,650 | 100% Eligible |
| Morgan | $74,750 | $98,650 | 100% Eligible |
| Moultrie | $74,750 | $98,650 | 100% Eligible |
| Ogle | $79,800 | $105,350 | 100% Eligible |
| Peoria | $79,500 | $104,950 | Partially Eligible |
| Perry | $74,750 | $98,650 | 100% Eligible |
| Piatt | $78,200 | $103,200 | 100% Eligible |
| Pike | $74,750 | $98,650 | 100% Eligible |
| Pope | $74,750 | $98,650 | 100% Eligible |
| Pulaski | $74,750 | $98,650 | 100% Eligible |
| Putnam | $80,350 | $106,050 | 100% Eligible |
| Randolph | $74,750 | $98,650 | 100% Eligible |
| Richland | $74,750 | $98,650 | 100% Eligible |
| Rock Island | $74,750 | $98,650 | Partially Eligible |
| Saline | $74,750 | $98,650 | 100% Eligible |
| Sangamon | $80,500 | $106,250 | Partially Eligible |
| Schuyler | $74,750 | $98,650 | 100% Eligible |
| Scott | $74,750 | $98,650 | 100% Eligible |
| Shelby | $74,750 | $98,650 | 100% Eligible |
| St. Clair | $80,950 | $106,850 | Partially Eligible |
| Stark | $79,500 | $104,950 | 100% Eligible |
| Stephenson | $74,750 | $98,650 | 100% Eligible |
| Tazewell | $79,500 | $104,950 | Partially Eligible |
| Union | $74,750 | $98,650 | 100% Eligible |
| Vermilion | $74,750 | $98,650 | Partially Eligible |
| Wabash | $74,750 | $98,650 | 100% Eligible |
| Warren | $74,750 | $98,650 | 100% Eligible |
| Washington | $74,750 | $98,650 | 100% Eligible |
| Wayne | $74,750 | $98,650 | 100% Eligible |
| White | $74,750 | $98,650 | 100% Eligible |
| Whiteside | $74,750 | $98,650 | 100% Eligible |
| Will | $87,200 | $115,100 | Partially Eligible |
| Williamson | $74,750 | $98,650 | 100% Eligible |
| Winnebago | $74,750 | $98,650 | Partially Eligible |
| Woodford | $79,500 | $104,950 | 100% Eligible |
