Illinois USDA Loan Income Limits and Illinois USDA Loan Map

Illinois USDA Loan offers affordable mortgage financing for moderate income households purchasing a house in a designated Illinois USDA Loan eligible rural area as determined by the Rural Housing Service (RHS). Illinois USDA Loan Map and Illinois USDA Income Limit guidelines for the Illinois USDA Loan program require that the:
Illinois USDA Income Limits households with a moderate income not to exceed Illinois USDA Loan county limits based on a household size of one to four or five and more family members.
Illinois USDA Loan Map will determine if the house is located in a Illinois USDA Loan approved area. Homebuyers should not assume that the term "rural" means the Illinois USDA Loan program is only available in farming communities. Many areas approved by the RHS for the Illinois USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms.
Illinois USDA Loan County Guideline Lookup Tool
Select County Maximum Income
Family 1-4:
Family 5+:
County Eligibility:
Make too much to qualify for the Illinois USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the
Illinois USDA Max Income Calculator

By purchasing a home located in a Illinois USDA Loan area, qualified homebuyers have the ability to buy a house with:

No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.

Get Qualified For The USDA Rural Development Loan
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Illinois USDA Rural Development County Specific Income and Location Guidelines

CountyMax Household IncomeLocation Restrictions
1 - 4 5 + People
Adams$74,750$98,650Partially Eligible
Alexander$74,750$98,650100% Eligible
Bond$74,750$98,650100% Eligible
Boone$74,750$98,650Partially Eligible
Brown$74,750$98,650100% Eligible
Bureau$74,750$98,650100% Eligible
Calhoun$80,950$106,850100% Eligible
Carroll$74,750$98,650100% Eligible
Cass$74,750$98,650100% Eligible
Champaign$78,200$103,200Partially Eligible
Christian$74,750$98,650100% Eligible
Clark$74,750$98,650100% Eligible
Clay$74,750$98,650100% Eligible
Clinton$80,950$106,850100% Eligible
Coles$74,750$98,650100% Eligible
CookN/AN/ACompletely Ineligible
Crawford$74,750$98,650100% Eligible
Cumberland$74,750$98,650100% Eligible
De Witt$74,750$98,650100% Eligible
Dekalb$85,300$112,600Partially Eligible
Douglas$74,750$98,650100% Eligible
DupageN/AN/ACompletely Ineligible
Edgar$74,750$98,650100% Eligible
Edwards$74,750$98,650100% Eligible
Effingham$74,750$98,650100% Eligible
Fayette$74,750$98,650100% Eligible
Ford$78,200$103,200100% Eligible
Franklin$74,750$98,650100% Eligible
Fulton$74,750$98,650100% Eligible
Gallatin$74,750$98,650100% Eligible
Greene$74,750$98,650100% Eligible
Grundy$91,650$12,100Partially Eligible
Hamilton$74,750$98,650100% Eligible
Hancock$74,750$98,650100% Eligible
Hardin$74,750$98,650100% Eligible
Henderson$74,750$98,650100% Eligible
Henry$74,750$98,650100% Eligible
Iroquois$74,750$98,650100% Eligible
Jackson$74,750$98,650100% Eligible
Jasper$74,750$98,650100% Eligible
Jefferson$74,750$98,650100% Eligible
Jersey$80,950$106,850100% Eligible
Jo Daviess$74,750$98,650100% Eligible
Johnson$74,750$98,650100% Eligible
Kane$87,200$115,100Partially Eligible
Kankakee$74,750$98,650Partially Eligible
Kendall$93,450$123,350Partially Eligible
Knox$74,750$98,650Partially Eligible
La Salle$74,750$98,650100% Eligible
LakeN/AN/ACompletely Ineligible
Lawrence$74,750$98,650100% Eligible
Lee$74,750$98,650100% Eligible
Livingston$74,750$98,650100% Eligible
Logan$74,750$98,650100% Eligible
Macon$74,750$98,650Partially Eligible
Macoupin$80,950$106,850100% Eligible
Madison$80,950$106,850Partially Eligible
Marion$74,750$98,650100% Eligible
Marshall$79,500$104,950100% Eligible
Mason$74,750$98,650100% Eligible
Massac$74,750$98,650100% Eligible
Mcdonough$74,750$98,650100% Eligible
Mchenry$87,200$115,100Partially Eligible
Menard$80,500$106,250100% Eligible
Mercer$74,750$98,650100% Eligible
Monroe$80,950$106,850100% Eligible
Montgomery$74,750$98,650100% Eligible
Morgan$74,750$98,650100% Eligible
Moultrie$74,750$98,650100% Eligible
Ogle$79,800$105,350100% Eligible
Peoria$79,500$104,950Partially Eligible
Perry$74,750$98,650100% Eligible
Piatt$78,200$103,200100% Eligible
Pike$74,750$98,650100% Eligible
Pope$74,750$98,650100% Eligible
Pulaski$74,750$98,650100% Eligible
Putnam$80,350$106,050100% Eligible
Randolph$74,750$98,650100% Eligible
Richland$74,750$98,650100% Eligible
Rock Island$74,750$98,650Partially Eligible
Saline$74,750$98,650100% Eligible
Sangamon$80,500$106,250Partially Eligible
Schuyler$74,750$98,650100% Eligible
Scott$74,750$98,650100% Eligible
Shelby$74,750$98,650100% Eligible
St. Clair$80,950$106,850Partially Eligible
Stark$79,500$104,950100% Eligible
Stephenson$74,750$98,650100% Eligible
Tazewell$79,500$104,950Partially Eligible
Union$74,750$98,650100% Eligible
Vermilion$74,750$98,650Partially Eligible
Wabash$74,750$98,650100% Eligible
Warren$74,750$98,650100% Eligible
Washington$74,750$98,650100% Eligible
Wayne$74,750$98,650100% Eligible
White$74,750$98,650100% Eligible
Whiteside$74,750$98,650100% Eligible
Will$87,200$115,100Partially Eligible
Williamson$74,750$98,650100% Eligible
Winnebago$74,750$98,650Partially Eligible
Woodford$79,500$104,950100% Eligible