Alabama USDA Loan Income Limits and Alabama USDA Loan Map
Alabama USDA Loan offers affordable mortgage financing for moderate income households purchasing a house in a designated Alabama USDA Loan eligible rural area as determined by the Rural Housing Service (RHS). Alabama USDA Loan Map and Alabama USDA Income Limit guidelines for the Alabama USDA Loan program require that the: | Alabama USDA Income Limits households with a moderate income not to exceed Alabama USDA Loan county limits based on a household size of one to four or five and more family members. |
| Alabama USDA Loan Map will determine if the house is located in a Alabama USDA Loan approved area. Homebuyers should not assume that the term "rural" means the Alabama USDA Loan program is only available in farming communities. Many areas approved by the RHS for the Alabama USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms. |
| Alabama USDA Loan County Guideline Lookup Tool | ||
|---|---|---|
| Select County | Maximum Income | |
| Family 1-4: | ||
| Family 5+: | ||
| County Eligibility: | ||
|
Make too much to qualify for the Alabama USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the Alabama USDA Max Income Calculator | ||
By purchasing a home located in a Alabama USDA Loan area, qualified homebuyers have the ability to buy a house with:
No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.
Alabama USDA Rural Development County Specific Income and Location Guidelines
| County | Max Household Income | Location Restrictions | |
|---|---|---|---|
| 1 - 4 | 5 + People | ||
| Autauga | $74,750 | $98,650 | Partially Eligible |
| Baldwin | $74,750 | $98,650 | Partially Eligible |
| Barbour | $74,750 | $98,650 | 100% Eligible |
| Bibb | $74,750 | $98,650 | 100% Eligible |
| Blount | $74,750 | $98,650 | 100% Eligible |
| Bullock | $74,750 | $98,650 | 100% Eligible |
| Butler | $74,750 | $98,650 | 100% Eligible |
| Calhoun | $74,750 | $98,650 | Partially Eligible |
| Chambers | $74,750 | $98,650 | 100% Eligible |
| Cherokee | $74,750 | $98,650 | 100% Eligible |
| Chilton | $74,750 | $98,650 | 100% Eligible |
| Choctaw | $74,750 | $98,650 | 100% Eligible |
| Clarke | $74,750 | $98,650 | 100% Eligible |
| Clay | $74,750 | $98,650 | 100% Eligible |
| Cleburne | $74,750 | $98,650 | 100% Eligible |
| Coffee | $74,750 | $98,650 | 100% Eligible |
| Colbert | $74,750 | $98,650 | Partially Eligible |
| Conecuh | $74,750 | $98,650 | 100% Eligible |
| Coosa | $74,750 | $98,650 | 100% Eligible |
| Covington | $74,750 | $98,650 | 100% Eligible |
| Crenshaw | $74,750 | $98,650 | 100% Eligible |
| Cullman | $74,750 | $98,650 | 100% Eligible |
| Dale | $74,750 | $98,650 | Partially Eligible |
| Dallas | $74,750 | $98,650 | 100% Eligible |
| De Kalb | $74,750 | $98,650 | 100% Eligible |
| Elmore | $74,750 | $98,650 | Partially Eligible |
| Escambia | $74,750 | $98,650 | 100% Eligible |
| Etowah | $74,750 | $98,650 | Partially Eligible |
| Fayette | $74,750 | $98,650 | 100% Eligible |
| Franklin | $74,750 | $98,650 | 100% Eligible |
| Geneva | $74,750 | $98,650 | 100% Eligible |
| Greene | $74,750 | $98,650 | 100% Eligible |
| Hale | $74,750 | $98,650 | 100% Eligible |
| Henry | $74,750 | $98,650 | Partially Eligible |
| Houston | $74,750 | $98,650 | Partially Eligible |
| Jackson | $74,750 | $98,650 | 100% Eligible |
| Jefferson | $74,750 | $98,650 | Partially Eligible |
| Lamar | $74,750 | $98,650 | 100% Eligible |
| Lauderdale | $74,750 | $98,650 | Partially Eligible |
| Lawrence | $74,750 | $98,650 | 100% Eligible |
| Lee | $74,750 | $98,650 | Partially Eligible |
| Limestone | $82,450 | $108,850 | Partially Eligible |
| Lowndes | $74,750 | $98,650 | 100% Eligible |
| Macon | $74,750 | $98,650 | 100% Eligible |
| Madison | $82,450 | $108,850 | Partially Eligible |
| Marengo | $74,750 | $98,650 | 100% Eligible |
| Marion | $74,750 | $98,650 | 100% Eligible |
| Marshall | $74,750 | $98,650 | 100% Eligible |
| Mobile | $74,750 | $98,650 | Partially Eligible |
| Monroe | $74,750 | $98,650 | 100% Eligible |
| Montgomery | $74,750 | $98,650 | Partially Eligible |
| Morgan | $74,750 | $98,650 | Partially Eligible |
| Perry | $74,750 | $98,650 | 100% Eligible |
| Pickens | $74,750 | $98,650 | 100% Eligible |
| Pike | $74,750 | $98,650 | 100% Eligible |
| Randolph | $74,750 | $98,650 | 100% Eligible |
| Russell | $74,750 | $98,650 | Partially Eligible |
| Shelby | $74,750 | $98,650 | Partially Eligible |
| St. Clair | $74,750 | $98,650 | Partially Eligible |
| Sumter | $74,750 | $98,650 | 100% Eligible |
| Talladega | $74,750 | $98,650 | Partially Eligible |
| Tallapoosa | $74,750 | $98,650 | 100% Eligible |
| Tuscaloosa | $74,750 | $98,650 | Partially Eligible |
| Walker | $74,750 | $98,650 | 100% Eligible |
| Washington | $74,750 | $98,650 | 100% Eligible |
| Wilcox | $74,750 | $98,650 | 100% Eligible |
| Winston | $74,750 | $98,650 | 100% Eligible |
