Minnesota USDA Loan Income Limits and Minnesota USDA Loan Map

Minnesota USDA Loan offers affordable mortgage financing for moderate income households purchasing a house in a designated California USDA Loan eligible rural area as determined by the Rural Housing Service (RHS). California USDA Loan Map and California USDA Income Limit guidelines for the California USDA Loan program require that the:
Minnesota USDA Income Limits households with a moderate income not to exceed California USDA Loan county limits based on a household size of one to four or five and more family members.
Minnesota USDA Loan Map will determine if the house islocated in a California USDA Loan approved area. Homebuyers should not assume that the term "rural" means the California USDA Loan program is only available in farming communities. Many areas approved by the RHS for the California USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms.
Minnesota USDA Loan County Guideline Lookup Tool
Select County Maximum Income
Family 1-4:
Family 5+:
County Eligibility:
Make too much to qualify for the Minnesota USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the
Minnesota USDA Max Income Calculator

By purchasing a home located in a Minnesota USDA Loan area, qualified homebuyers have the ability to buy a house with:

No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.


Get Qualified For The USDA Rural Development Loan
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Minnesota USDA Rural Development County Specific Income and Location Guidelines

CountyMax Household IncomeLocation Restrictions
1 - 4 5 + People
Aitkin$78,050$103,050100% Eligible
AnokaN/AN/ACompletely Ineligible
Becker$78,050$103,050100% Eligible
Beltrami$78,050$103,050100% Eligible
Benton$79,700$105,200Partially Eligible
Big Stone$78,050$103,050100% Eligible
Blue Earth$80,050$105,650Partially Eligible
Brown$78,050$103,050100% Eligible
Carlton$78,050$103,050100% Eligible
Carver$93,450$123,350Partially Eligible
Cass$78,050$103,050100% Eligible
Chippewa$78,050$103,050100% Eligible
Chisago$93,450$123,350Partially Eligible
Clay$80,950$106,850Partially Eligible
Clearwater$78,050$103,050100% Eligible
Cook$78,050$103,050100% Eligible
Cottonwood$78,050$103,050100% Eligible
Crow Wing$78,050$103,050100% Eligible
Dakota$93,450$123,350Partially Eligible
Dodge$93,450$123,350100% Eligible
Douglas$78,050$103,050100% Eligible
Faribault$78,050$103,050100% Eligible
Fillmore$78,050$103,050100% Eligible
Freeborn$78,050$103,050100% Eligible
Goodhue$83,750$110,550100% Eligible
Grant$78,050$103,050100% Eligible
HennepinN/AN/ACompletely Ineligible
Houston$78,650$103,800Partially Eligible
Hubbard$78,050$103,050100% Eligible
Isanti$93,450$123,350100% Eligible
Itasca$78,050$103,050100% Eligible
Jackson$78,050$103,050100% Eligible
Kanabec$78,050$103,050100% Eligible
Kandiyohi$78,050$103,050100% Eligible
Kittson$78,050$103,050100% Eligible
Koochiching$78,050$103,050100% Eligible
Lac Qui Parle$78,050$103,050100% Eligible
Lake$78,050$103,050100% Eligible
Lake Of The Woo$78,050$103,050100% Eligible
Le Sueur$83,400$110,100Partially Eligible
Lincoln$78,050$103,050100% Eligible
Lyon$78,050$103,050100% Eligible
Mahnomen$78,050$103,050100% Eligible
Marshall$78,050$103,050100% Eligible
Martin$78,050$103,050100% Eligible
Mcleod$83,400$110,100100% Eligible
Meeker$78,050$103,050100% Eligible
Mille Lacs$78,050$103,050100% Eligible
Morrison$78,050$103,050100% Eligible
Mower$78,050$103,050Partially Eligible
Murray$78,050$103,050100% Eligible
Nicollet$82,000$108,250Partially Eligible
Nobles$78,050$103,050100% Eligible
Norman$78,050$103,050100% Eligible
Olmsted$93,450$123,350Partially Eligible
Otter Tail$78,050$103,050100% Eligible
Pennington$78,050$103,050100% Eligible
Pine$78,050$103,050100% Eligible
Pipestone$78,050$103,050100% Eligible
Polk$77,850$102,750Partially Eligible
Pope$78,050$103,050100% Eligible
RamseyN/AN/ACompletely Ineligible
Red Lake$78,050$103,050100% Eligible
Redwood$78,050$103,050100% Eligible
Renville$78,050$103,050100% Eligible
Rice$85,300$112,600100% Eligible
Rock$78,050$103,050100% Eligible
Roseau$78,050$103,050100% Eligible
Scott$93,450$123,350Partially Eligible
Sherburne$93,450$123,350Partially Eligible
Sibley$78,050$103,050100% Eligible
St. Louis$78,050$103,050Partially Eligible
Stearns$79,700$105,200Partially Eligible
Steele$82,000$108,250100% Eligible
Stevens$79,800$105,350100% Eligible
Swift$78,050$103,050100% Eligible
Todd$78,050$103,050100% Eligible
Traverse$78,050$103,050100% Eligible
Wabasha$80,050$105,650100% Eligible
Wadena$78,050$103,050100% Eligible
Waseca$77,200$101,900100% Eligible
WashingtonN/AN/ACompletely Ineligible
Watonwan$78,050$103,050100% Eligible
Wilkin$78,050$103,050100% Eligible
Winona$78,050$103,050Partially Eligible
Wright$93,450$123,350Partially Eligible
Yellow Medicine$78,050$103,050100% Eligible