Florida USDA Loan Income Limits and Florida USDA Loan Map
Florida USDA Loan offers affordable mortgage financing for moderate income households purchasing a house in a designated Florida USDA Loan eligible rural area as determined by the Rural Housing Service (RHS). Florida USDA Loan Map and Florida USDA Income Limit guidelines for the Florida USDA Loan program require that the: | Florida USDA Income Limits households with a moderate income not to exceed Florida USDA Loan county limits based on a household size of one to four or five and more family members. |
| Florida USDA Loan Map will determine if the house is located in a Florida USDA Loan approved area. Homebuyers should not assume that the term "rural" means the Florida USDA Loan program is only available in farming communities. Many areas approved by the RHS for the Florida USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms. |
| Florida USDA Loan County Guideline Lookup Tool | ||
|---|---|---|
| Select County | Maximum Income | |
| Family 1-4: | ||
| Family 5+: | ||
| County Eligibility: | ||
|
Make too much to qualify for the Florida USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the Florida USDA Max Income Calculator | ||
By purchasing a home located in a Florida USDA Loan area, qualified homebuyers have the ability to buy a house with:
No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.
Florida USDA Rural Development County Specific Income and Location Guidelines
| County | Max Household Income | Location Restrictions | |
|---|---|---|---|
| 1 - 4 | 5 + People | ||
| Alachua | $74,750 | $98,650 | Partially Eligible |
| Baker | $74,750 | $98,650 | 100% Eligible |
| Bay | $74,750 | $98,650 | Partially Eligible |
| Bradford | $74,750 | $98,650 | 100% Eligible |
| Brevard | $74,750 | $98,650 | Partially Eligible |
| Broward | $91,050 | $120,200 | Completely Ineligible |
| Calhoun | $74,750 | $98,650 | 100% Eligible |
| Charlotte | $74,750 | $98,650 | Partially Eligible |
| Citrus | $74,750 | $98,650 | 100% Eligible |
| Clay | $77,400 | $102,150 | Partially Eligible |
| Collier | $83,750 | $110,550 | 100% Eligible |
| Columbia | $74,750 | $98,650 | 100% Eligible |
| De Soto | $74,750 | $98,650 | 100% Eligible |
| Dixie | $74,750 | $98,650 | 100% Eligible |
| Duval | $77,400 | $102,150 | Partially Eligible |
| Escambia | $74,750 | $98,650 | Partially Eligible |
| Flagler | $74,750 | $98,650 | 100% Eligible |
| Franklin | $74,750 | $98,650 | 100% Eligible |
| Gadsden | $74,750 | $98,650 | 100% Eligible |
| Gilchrist | $74,750 | $98,650 | 100% Eligible |
| Glades | $74,750 | $98,650 | 100% Eligible |
| Gulf | $74,750 | $98,650 | 100% Eligible |
| Hamilton | $74,750 | $98,650 | 100% Eligible |
| Hardee | $74,750 | $98,650 | 100% Eligible |
| Hendry | $74,750 | $98,650 | 100% Eligible |
| Hernando | $74,750 | $98,650 | 100% Eligible |
| Highlands | $74,750 | $98,650 | 100% Eligible |
| Hillsborough | $74,750 | $98,650 | Partially Eligible |
| Holmes | $74,750 | $98,650 | 100% Eligible |
| Indian River | $74,750 | $98,650 | Partially Eligible |
| Jackson | $74,750 | $98,650 | 100% Eligible |
| Jefferson | $74,750 | $98,650 | 100% Eligible |
| Lafayette | $74,750 | $98,650 | 100% Eligible |
| Lake | $74,750 | $98,650 | 100% Eligible |
| Lee | $74,750 | $98,650 | Partially Eligible |
| Leon | $74,750 | $98,650 | Partially Eligible |
| Levy | $74,750 | $98,650 | 100% Eligible |
| Liberty | $74,750 | $98,650 | 100% Eligible |
| Madison | $74,750 | $98,650 | 100% Eligible |
| Manatee | $75,200 | $99,250 | Partially Eligible |
| Marion | $74,750 | $98,650 | Partially Eligible |
| Martin | $74,750 | $98,650 | 100% Eligible |
| Miami-Dade | $80,850 | $106,700 | Partially Eligible |
| Monroe | $95,100 | $125,550 | Completely Ineligible |
| Nassau | $77,400 | $102,150 | 100% Eligible |
| Okaloosa | $78,800 | $104,000 | Partially Eligible |
| Okeechobee | $74,750 | $98,650 | 100% Eligible |
| Orange | $74,750 | $98,650 | Partially Eligible |
| Osceola | $74,750 | $98,650 | Partially Eligible |
| Palm Beach | $87,550 | $115,550 | Partially Eligible |
| Pasco | $74,750 | $98,650 | Partially Eligible |
| Pinellas | N/A | N/A | Completely Ineligible |
| Polk | $74,750 | $98,650 | Partially Eligible |
| Putnam | $74,750 | $98,650 | 100% Eligible |
| Santa Rosa | $74,750 | $98,650 | Partially Eligible |
| Sarasota | $75,200 | $99,250 | Partially Eligible |
| Seminole | $74,750 | $98,650 | Partially Eligible |
| St. Johns | $77,400 | $102,150 | Partially Eligible |
| St. Lucie | $74,750 | $98,650 | Partially Eligible |
| Sumter | $74,750 | $98,650 | 100% Eligible |
| Suwannee | $74,750 | $98,650 | 100% Eligible |
| Taylor | $74,750 | $98,650 | 100% Eligible |
| Union | $74,750 | $98,650 | 100% Eligible |
| Volusia | $74,750 | $98,650 | Partially Eligible |
| Wakulla | $74,750 | $98,650 | 100% Eligible |
| Walton | $74,750 | $98,650 | 100% Eligible |
| Washington | $74,750 | $98,650 | 100% Eligible |
