South Carolina USDA Loan Income Limits and South Carolina USDA Loan Map
South Carolina USDA Loan offers affordable mortgage financing for moderate income households purchasing a house in a designated South Carolina USDA Loan eligible rural area as determined by the Rural Housing Service (RHS). South Carolina USDA Loan Map and South Carolina USDA Income Limit guidelines for the South Carolina USDA Loan program require that the: | South Carolina USDA Income Limits households with a moderate income not to exceed South Carolina USDA Loan county limits based on a household size of one to four or five and more family members. |
| South Carolina USDA Loan Map will determine if the house is located in a South Carolina USDA Loan approved area. Homebuyers should not assume that the term "rural" means the South Carolina USDA Loan program is only available in farming communities. Many areas approved by the RHS for the South Carolina USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms. |
| South Carolina USDA Loan County Guideline Lookup Tool | ||
|---|---|---|
| Select County | Maximum Income | |
| Family 1-4: | ||
| Family 5+: | ||
| County Eligibility: | ||
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Make too much to qualify for the South Carolina USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the South Carolina USDA Max Income Calculator | ||
By purchasing a home located in a South Carolina USDA Loan area, qualified homebuyers have the ability to buy a house with:
No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.
South Carolina USDA Rural Development County Specific Income and Location Guidelines
| County | Max Household Income | Location Restrictions | |
|---|---|---|---|
| 1 - 4 | 5 + People | ||
| Abbeville | $74,750 | $98,650 | 100% Eligible |
| Aiken | $74,750 | $98,650 | Partially Eligible |
| Allendale | $74,750 | $98,650 | 100% Eligible |
| Anderson | $74,750 | $98,650 | 100% Eligible |
| Bamberg | $74,750 | $98,650 | 100% Eligible |
| Barnwell | $74,750 | $98,650 | 100% Eligible |
| Beaufort | $80,300 | $106,000 | Partially Eligible |
| Berkeley | $74,750 | $98,650 | Partially Eligible |
| Calhoun | $74,750 | $98,650 | 100% Eligible |
| Charleston | $74,750 | $98,650 | Partially Eligible |
| Cherokee | $74,750 | $98,650 | 100% Eligible |
| Chester | $74,750 | $98,650 | 100% Eligible |
| Chesterfield | $74,750 | $98,650 | 100% Eligible |
| Clarendon | $74,750 | $98,650 | 100% Eligible |
| Colleton | $74,750 | $98,650 | 100% Eligible |
| Darlington | $74,750 | $98,650 | Partially Eligible |
| Dillon | $74,750 | $98,650 | 100% Eligible |
| Dorchester | $74,750 | $98,650 | Partially Eligible |
| Edgefield | $74,750 | $98,650 | 100% Eligible |
| Fairfield | $74,750 | $98,650 | 100% Eligible |
| Florence | $74,750 | $98,650 | Partially Eligible |
| Georgetown | $74,750 | $98,650 | Partially Eligible |
| Greenville | $74,750 | $98,650 | Partially Eligible |
| Greenwood | $74,750 | $98,650 | Partially Eligible |
| Hampton | $74,750 | $98,650 | 100% Eligible |
| Horry | $74,750 | $98,650 | Partially Eligible |
| Jasper | $74,750 | $98,650 | 100% Eligible |
| Kershaw | $74,750 | $98,650 | 100% Eligible |
| Lancaster | $74,750 | $98,650 | 100% Eligible |
| Laurens | $74,750 | $98,650 | 100% Eligible |
| Lee | $74,750 | $98,650 | 100% Eligible |
| Lexington | $74,750 | $98,650 | Partially Eligible |
| Marion | $74,750 | $98,650 | 100% Eligible |
| Marlboro | $74,750 | $98,650 | 100% Eligible |
| Mccormick | $74,750 | $98,650 | 100% Eligible |
| Newberry | $74,750 | $98,650 | 100% Eligible |
| Oconee | $74,750 | $98,650 | 100% Eligible |
| Orangeburg | $74,750 | $98,650 | Partially Eligible |
| Pickens | $74,750 | $98,650 | Partially Eligible |
| Richland | $74,750 | $98,650 | Partially Eligible |
| Saluda | $74,750 | $98,650 | 100% Eligible |
| Spartanburg | $74,750 | $98,650 | Partially Eligible |
| Sumter | $74,750 | $98,650 | Partially Eligible |
| Union | $74,750 | $98,650 | 100% Eligible |
| Williamsburg | $74,750 | $98,650 | 100% Eligible |
| York | $78,800 | $104,000 | Partially Eligible |
