Iowa USDA Loan Income Limits and Iowa USDA Loan Map
Iowa USDA Loan offers affordable mortgage financing for moderate income households purchasing a house in a designated Iowa USDA Loan eligible rural area as determined by the Rural Housing Service (RHS). Iowa USDA Loan Map and Iowa USDA Income Limit guidelines for the Iowa USDA Loan program require that the: | Iowa USDA Income Limits households with a moderate income not to exceed Iowa USDA Loan county limits based on a household size of one to four or five and more family members. |
| Iowa USDA Loan Map will determine if the house is located in a Iowa USDA Loan approved area. Homebuyers should not assume that the term "rural" means the Iowa USDA Loan program is only available in farming communities. Many areas approved by the RHS for the Iowa USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms. |
| Iowa USDA Loan County Guideline Lookup Tool | ||
|---|---|---|
| Select County | Maximum Income | |
| Family 1-4: | ||
| Family 5+: | ||
| County Eligibility: | ||
|
Make too much to qualify for the Iowa USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the Iowa USDA Max Income Calculator | ||
By purchasing a home located in a Iowa USDA Loan area, qualified homebuyers have the ability to buy a house with:
No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.
Iowa USDA Rural Development County Specific Income and Location Guidelines
| County | Max Household Income | Location Restrictions | |
|---|---|---|---|
| 1 - 4 | 5 + People | ||
| Adair | $74,750 | $98,650 | 100% Eligible |
| Adams | $74,750 | $98,650 | 100% Eligible |
| Allamakee | $74,750 | $98,650 | 100% Eligible |
| Appanoose | $74,750 | $98,650 | 100% Eligible |
| Audubon | $74,750 | $98,650 | 100% Eligible |
| Benton | $79,700 | $105,200 | 100% Eligible |
| Black Hawk | $74,750 | $98,650 | Partially Eligible |
| Boone | $76,500 | $101,000 | Partially Eligible |
| Bremer | $80,650 | $106,450 | 100% Eligible |
| Buchanan | $74,750 | $98,650 | 100% Eligible |
| Buena Vista | $74,750 | $98,650 | 100% Eligible |
| Butler | $74,750 | $98,650 | 100% Eligible |
| Calhoun | $74,750 | $98,650 | 100% Eligible |
| Carroll | $76,050 | $100,400 | 100% Eligible |
| Cass | $74,750 | $98,650 | 100% Eligible |
| Cedar | $75,700 | $99,900 | 100% Eligible |
| Cerro Gordo | $74,750 | $98,650 | Partially Eligible |
| Cherokee | $74,750 | $98,650 | 100% Eligible |
| Chickasaw | $74,750 | $98,650 | 100% Eligible |
| Clarke | $74,750 | $98,650 | 100% Eligible |
| Clay | $74,750 | $98,650 | 100% Eligible |
| Clayton | $74,750 | $98,650 | 100% Eligible |
| Clinton | $74,750 | $98,650 | Partially Eligible |
| Crawford | $74,750 | $98,650 | 100% Eligible |
| Dallas | $86,850 | $114,650 | Partially Eligible |
| Davis | $74,750 | $98,650 | 100% Eligible |
| Decatur | $74,750 | $98,650 | 100% Eligible |
| Delaware | $74,750 | $98,650 | 100% Eligible |
| Des Moines | $74,750 | $98,650 | Partially Eligible |
| Dickinson | $74,750 | $98,650 | 100% Eligible |
| Dubuque | $74,750 | $98,650 | Partially Eligible |
| Emmet | $74,750 | $98,650 | 100% Eligible |
| Fayette | $74,750 | $98,650 | 100% Eligible |
| Floyd | $74,750 | $98,650 | 100% Eligible |
| Franklin | $74,750 | $98,650 | 100% Eligible |
| Fremont | $74,750 | $98,650 | 100% Eligible |
| Greene | $74,750 | $98,650 | 100% Eligible |
| Grundy | $74,750 | $98,650 | 100% Eligible |
| Guthrie | $86,850 | $114,650 | 100% Eligible |
| Hamilton | $74,750 | $98,650 | 100% Eligible |
| Hancock | $74,750 | $98,650 | 100% Eligible |
| Hardin | $74,750 | $98,650 | 100% Eligible |
| Harrison | $82,250 | $108,550 | 100% Eligible |
| Henry | $74,750 | $98,650 | 100% Eligible |
| Howard | $74,750 | $98,650 | 100% Eligible |
| Humboldt | $74,750 | $98,650 | 100% Eligible |
| Ida | $74,750 | $98,650 | 100% Eligible |
| Iowa | $78,050 | $103,050 | 100% Eligible |
| Jackson | $74,750 | $98,650 | 100% Eligible |
| Jasper | $74,750 | $98,650 | 100% Eligible |
| Jefferson | $74,750 | $98,650 | 100% Eligible |
| Johnson | $92,350 | $121,900 | Partially Eligible |
| Jones | $74,750 | $98,650 | 100% Eligible |
| Keokuk | $74,750 | $98,650 | 100% Eligible |
| Kossuth | $74,750 | $98,650 | 100% Eligible |
| Lee | $74,750 | $98,650 | 100% Eligible |
| Linn | $81,650 | $107,800 | Partially Eligible |
| Louisa | $74,750 | $98,650 | 100% Eligible |
| Lucas | $74,750 | $98,650 | 100% Eligible |
| Lyon | $74,750 | $98,650 | 100% Eligible |
| Madison | $86,850 | $114,650 | 100% Eligible |
| Mahaska | $74,750 | $98,650 | 100% Eligible |
| Marion | $79,700 | $105,200 | 100% Eligible |
| Marshall | $74,750 | $98,650 | Partially Eligible |
| Mills | $82,250 | $108,550 | Partially Eligible |
| Mitchell | $74,750 | $98,650 | 100% Eligible |
| Monona | $74,750 | $98,650 | 100% Eligible |
| Monroe | $74,750 | $98,650 | 100% Eligible |
| Montgomery | $74,750 | $98,650 | 100% Eligible |
| Muscatine | $74,750 | $98,650 | Partially Eligible |
| O'Brien | $74,750 | $98,650 | 100% Eligible |
| Osceola | $74,750 | $98,650 | 100% Eligible |
| Page | $74,750 | $98,650 | 100% Eligible |
| Palo Alto | $74,750 | $98,650 | 100% Eligible |
| Plymouth | $80,500 | $106,250 | Partially Eligible |
| Pocahontas | $74,750 | $98,650 | 100% Eligible |
| Polk | $86,850 | $114,650 | Partially Eligible |
| Pottawattamie | $82,250 | $108,550 | Partially Eligible |
| Poweshiek | $74,750 | $98,650 | 100% Eligible |
| Ringgold | $74,750 | $98,650 | 100% Eligible |
| Sac | $74,750 | $98,650 | 100% Eligible |
| Scott | $74,750 | $98,650 | Partially Eligible |
| Shelby | $74,750 | $98,650 | 100% Eligible |
| Sioux | $74,750 | $98,650 | 100% Eligible |
| Story | $90,300 | $119,200 | Partially Eligible |
| Tama | $74,750 | $98,650 | 100% Eligible |
| Taylor | $74,750 | $98,650 | 100% Eligible |
| Union | $74,750 | $98,650 | 100% Eligible |
| Van Buren | $74,750 | $98,650 | 100% Eligible |
| Wapello | $74,750 | $98,650 | Partially Eligible |
| Warren | $86,850 | $114,650 | Partially Eligible |
| Washington | $74,750 | $98,650 | 100% Eligible |
| Wayne | $74,750 | $98,650 | 100% Eligible |
| Webster | $74,750 | $98,650 | Partially Eligible |
| Winnebago | $74,750 | $98,650 | 100% Eligible |
| Winneshiek | $74,750 | $98,650 | 100% Eligible |
| Woodbury | $74,750 | $98,650 | Partially Eligible |
| Worth | $74,750 | $98,650 | 100% Eligible |
| Wright | $74,750 | $98,650 | 100% Eligible |
