Iowa USDA Loan Income Limits and Iowa USDA Loan Map

Iowa USDA Loan offers affordable mortgage financing for moderate income households purchasing a house in a designated Iowa USDA Loan eligible rural area as determined by the Rural Housing Service (RHS). Iowa USDA Loan Map and Iowa USDA Income Limit guidelines for the Iowa USDA Loan program require that the:
Iowa USDA Income Limits households with a moderate income not to exceed Iowa USDA Loan county limits based on a household size of one to four or five and more family members.
Iowa USDA Loan Map will determine if the house is located in a Iowa USDA Loan approved area. Homebuyers should not assume that the term "rural" means the Iowa USDA Loan program is only available in farming communities. Many areas approved by the RHS for the Iowa USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms.
Iowa USDA Loan County Guideline Lookup Tool
Select County Maximum Income
Family 1-4:
Family 5+:
County Eligibility:
Make too much to qualify for the Iowa USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the
Iowa USDA Max Income Calculator

By purchasing a home located in a Iowa USDA Loan area, qualified homebuyers have the ability to buy a house with:

No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.

Get Qualified For The USDA Rural Development Loan
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Iowa USDA Rural Development County Specific Income and Location Guidelines

CountyMax Household IncomeLocation Restrictions
1 - 4 5 + People
Adair$74,750$98,650100% Eligible
Adams$74,750$98,650100% Eligible
Allamakee$74,750$98,650100% Eligible
Appanoose$74,750$98,650100% Eligible
Audubon$74,750$98,650100% Eligible
Benton$79,700$105,200100% Eligible
Black Hawk$74,750$98,650Partially Eligible
Boone$76,500$101,000Partially Eligible
Bremer$80,650$106,450100% Eligible
Buchanan$74,750$98,650100% Eligible
Buena Vista$74,750$98,650100% Eligible
Butler$74,750$98,650100% Eligible
Calhoun$74,750$98,650100% Eligible
Carroll$76,050$100,400100% Eligible
Cass$74,750$98,650100% Eligible
Cedar$75,700$99,900100% Eligible
Cerro Gordo$74,750$98,650Partially Eligible
Cherokee$74,750$98,650100% Eligible
Chickasaw$74,750$98,650100% Eligible
Clarke$74,750$98,650100% Eligible
Clay$74,750$98,650100% Eligible
Clayton$74,750$98,650100% Eligible
Clinton$74,750$98,650Partially Eligible
Crawford$74,750$98,650100% Eligible
Dallas$86,850$114,650Partially Eligible
Davis$74,750$98,650100% Eligible
Decatur$74,750$98,650100% Eligible
Delaware$74,750$98,650100% Eligible
Des Moines$74,750$98,650Partially Eligible
Dickinson$74,750$98,650100% Eligible
Dubuque$74,750$98,650Partially Eligible
Emmet$74,750$98,650100% Eligible
Fayette$74,750$98,650100% Eligible
Floyd$74,750$98,650100% Eligible
Franklin$74,750$98,650100% Eligible
Fremont$74,750$98,650100% Eligible
Greene$74,750$98,650100% Eligible
Grundy$74,750$98,650100% Eligible
Guthrie$86,850$114,650100% Eligible
Hamilton$74,750$98,650100% Eligible
Hancock$74,750$98,650100% Eligible
Hardin$74,750$98,650100% Eligible
Harrison$82,250$108,550100% Eligible
Henry$74,750$98,650100% Eligible
Howard$74,750$98,650100% Eligible
Humboldt$74,750$98,650100% Eligible
Ida$74,750$98,650100% Eligible
Iowa$78,050$103,050100% Eligible
Jackson$74,750$98,650100% Eligible
Jasper$74,750$98,650100% Eligible
Jefferson$74,750$98,650100% Eligible
Johnson$92,350$121,900Partially Eligible
Jones$74,750$98,650100% Eligible
Keokuk$74,750$98,650100% Eligible
Kossuth$74,750$98,650100% Eligible
Lee$74,750$98,650100% Eligible
Linn$81,650$107,800Partially Eligible
Louisa$74,750$98,650100% Eligible
Lucas$74,750$98,650100% Eligible
Lyon$74,750$98,650100% Eligible
Madison$86,850$114,650100% Eligible
Mahaska$74,750$98,650100% Eligible
Marion$79,700$105,200100% Eligible
Marshall$74,750$98,650Partially Eligible
Mills$82,250$108,550Partially Eligible
Mitchell$74,750$98,650100% Eligible
Monona$74,750$98,650100% Eligible
Monroe$74,750$98,650100% Eligible
Montgomery$74,750$98,650100% Eligible
Muscatine$74,750$98,650Partially Eligible
O'Brien$74,750$98,650100% Eligible
Osceola$74,750$98,650100% Eligible
Page$74,750$98,650100% Eligible
Palo Alto$74,750$98,650100% Eligible
Plymouth$80,500$106,250Partially Eligible
Pocahontas$74,750$98,650100% Eligible
Polk$86,850$114,650Partially Eligible
Pottawattamie$82,250$108,550Partially Eligible
Poweshiek$74,750$98,650100% Eligible
Ringgold$74,750$98,650100% Eligible
Sac$74,750$98,650100% Eligible
Scott$74,750$98,650Partially Eligible
Shelby$74,750$98,650100% Eligible
Sioux$74,750$98,650100% Eligible
Story$90,300$119,200Partially Eligible
Tama$74,750$98,650100% Eligible
Taylor$74,750$98,650100% Eligible
Union$74,750$98,650100% Eligible
Van Buren$74,750$98,650100% Eligible
Wapello$74,750$98,650Partially Eligible
Warren$86,850$114,650Partially Eligible
Washington$74,750$98,650100% Eligible
Wayne$74,750$98,650100% Eligible
Webster$74,750$98,650Partially Eligible
Winnebago$74,750$98,650100% Eligible
Winneshiek$74,750$98,650100% Eligible
Woodbury$74,750$98,650Partially Eligible
Worth$74,750$98,650100% Eligible
Wright$74,750$98,650100% Eligible