Kentucky USDA Loan Income Limits and Kentucky USDA Loan Map
Kentucky USDA Loan offers affordable mortgage financing for moderate income households purchasing a house in a designated Kentucky USDA Loan eligible rural area as determined by the Rural Housing Service (RHS). Kentucky USDA Loan Map and Kentucky USDA Income Limit guidelines for the Kentucky USDA Loan program require that the: | Kentucky USDA Income Limits households with a moderate income not to exceed Kentucky USDA Loan county limits based on a household size of one to four or five and more family members. |
| Kentucky USDA Loan Map will determine if the house is located in a Kentucky USDA Loan approved area. Homebuyers should not assume that the term "rural" means the Kentucky USDA Loan program is only available in farming communities. Many areas approved by the RHS for the Kentucky USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms. |
| Kentucky USDA Loan County Guideline Lookup Tool | ||
|---|---|---|
| Select County | Maximum Income | |
| Family 1-4: | ||
| Family 5+: | ||
| County Eligibility: | ||
|
Make too much to qualify for the Kentucky USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the Kentucky USDA Max Income Calculator | ||
By purchasing a home located in a Kentucky USDA Loan area, qualified homebuyers have the ability to buy a house with:
No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.
Kentucky USDA Rural Development County Specific Income and Location Guidelines
| County | Max Household Income | Location Restrictions | |
|---|---|---|---|
| 1 - 4 | 5 + People | ||
| Adair | $74,750 | $98,650 | 100% Eligible |
| Allen | $74,750 | $98,650 | Partially Eligible |
| Anderson | $74,750 | $98,650 | 100% Eligible |
| Ballard | $74,750 | $98,650 | 100% Eligible |
| Barren | $74,750 | $98,650 | Partially Eligible |
| Bath | $74,750 | $98,650 | Partially Eligible |
| Bell | $74,750 | $98,650 | 100% Eligible |
| Boone | $82,000 | $108,250 | Partially Eligible |
| Bourbon | $77,200 | $101,900 | Partially Eligible |
| Boyd | $74,750 | $98,650 | Partially Eligible |
| Boyle | $74,750 | $98,650 | 100% Eligible |
| Bracken | $82,000 | $108,250 | Partially Eligible |
| Breathitt | $74,750 | $98,650 | 100% Eligible |
| Breckinridge | $74,750 | $98,650 | 100% Eligible |
| Bullitt | $74,750 | $98,650 | Partially Eligible |
| Butler | $74,750 | $98,650 | Partially Eligible |
| Caldwell | $74,750 | $98,650 | 100% Eligible |
| Calloway | $74,750 | $98,650 | Partially Eligible |
| Campbell | $82,000 | $108,250 | Partially Eligible |
| Carlisle | $74,750 | $98,650 | 100% Eligible |
| Carroll | $74,750 | $98,650 | Partially Eligible |
| Carter | $74,750 | $98,650 | Partially Eligible |
| Casey | $74,750 | $98,650 | 100% Eligible |
| Christian | $74,750 | $98,650 | Partially Eligible |
| Clark | $77,200 | $101,900 | Partially Eligible |
| Clay | $74,750 | $98,650 | Partially Eligible |
| Clinton | $74,750 | $98,650 | 100% Eligible |
| Crittenden | $74,750 | $98,650 | 100% Eligible |
| Cumberland | $74,750 | $98,650 | Partially Eligible |
| Daviess | $74,750 | $98,650 | Partially Eligible |
| Edmonson | $74,750 | $98,650 | 100% Eligible |
| Elliott | $74,750 | $98,650 | Partially Eligible |
| Estill | $74,750 | $98,650 | 100% Eligible |
| Fayette | N/A | N/A | Completely Ineligible |
| Fleming | $74,750 | $98,650 | Partially Eligible |
| Floyd | $74,750 | $98,650 | 100% Eligible |
| Franklin | $76,850 | $101,450 | Partially Eligible |
| Fulton | $74,750 | $98,650 | Partially Eligible |
| Gallatin | $82,000 | $108,250 | Partially Eligible |
| Garrard | $74,750 | $98,650 | 100% Eligible |
| Grant | $74,750 | $98,650 | Partially Eligible |
| Graves | $74,750 | $98,650 | 100% Eligible |
| Grayson | $74,750 | $98,650 | Partially Eligible |
| Green | $74,750 | $98,650 | 100% Eligible |
| Greenup | $74,750 | $98,650 | Partially Eligible |
| Hancock | $74,750 | $98,650 | Partially Eligible |
| Hardin | $74,750 | $98,650 | Partially Eligible |
| Harlan | $74,750 | $98,650 | 100% Eligible |
| Harrison | $74,750 | $98,650 | Partially Eligible |
| Hart | $74,750 | $98,650 | 100% Eligible |
| Henderson | $74,750 | $98,650 | Partially Eligible |
| Henry | $74,750 | $98,650 | Partially Eligible |
| Hickman | $74,750 | $98,650 | 100% Eligible |
| Hopkins | $74,750 | $98,650 | Partially Eligible |
| Jackson | $74,750 | $98,650 | 100% Eligible |
| Jefferson | N/A | N/A | Completely Ineligible |
| Jessamine | $77,200 | $101,900 | Partially Eligible |
| Johnson | $74,750 | $98,650 | 100% Eligible |
| Kenton | $82,000 | $108,250 | Partially Eligible |
| Knott | $74,750 | $98,650 | Partially Eligible |
| Knox | $74,750 | $98,650 | 100% Eligible |
| Larue | $74,750 | $98,650 | 100% Eligible |
| Laurel | $74,750 | $98,650 | Partially Eligible |
| Lawrence | $74,750 | $98,650 | 100% Eligible |
| Lee | $74,750 | $98,650 | Partially Eligible |
| Leslie | $74,750 | $98,650 | 100% Eligible |
| Letcher | $74,750 | $98,650 | Partially Eligible |
| Lewis | $74,750 | $98,650 | 100% Eligible |
| Lincoln | $74,750 | $98,650 | Partially Eligible |
| Livingston | $74,750 | $98,650 | Partially Eligible |
| Logan | $74,750 | $98,650 | 100% Eligible |
| Lyon | $74,750 | $98,650 | Partially Eligible |
| Madison | $74,750 | $98,650 | Partially Eligible |
| Magoffin | $74,750 | $98,650 | 100% Eligible |
| Marion | $74,750 | $98,650 | 100% Eligible |
| Marshall | $74,750 | $98,650 | Partially Eligible |
| Martin | $74,750 | $98,650 | Partially Eligible |
| Mason | $74,750 | $98,650 | 100% Eligible |
| Mccracken | $74,750 | $98,650 | Partially Eligible |
| Mccreary | $74,750 | $98,650 | Partially Eligible |
| Mclean | $74,750 | $98,650 | 100% Eligible |
| Meade | $74,750 | $98,650 | Partially Eligible |
| Menifee | $74,750 | $98,650 | 100% Eligible |
| Mercer | $74,750 | $98,650 | Partially Eligible |
| Metcalfe | $74,750 | $98,650 | Partially Eligible |
| Monroe | $74,750 | $98,650 | 100% Eligible |
| Montgomery | $74,750 | $98,650 | 100% Eligible |
| Morgan | $74,750 | $98,650 | Partially Eligible |
| Muhlenberg | $74,750 | $98,650 | Partially Eligible |
| Nelson | $74,750 | $98,650 | 100% Eligible |
| Nicholas | $74,750 | $98,650 | 100% Eligible |
| Ohio | $74,750 | $98,650 | Partially Eligible |
| Oldham | $74,750 | $98,650 | 100% Eligible |
| Owen | $74,750 | $98,650 | Partially Eligible |
| Owsley | $74,750 | $98,650 | 100% Eligible |
| Pendleton | $82,000 | $108,250 | Partially Eligible |
| Perry | $74,750 | $98,650 | 100% Eligible |
| Pike | $74,750 | $98,650 | Partially Eligible |
| Powell | $74,750 | $98,650 | 100% Eligible |
| Pulaski | $74,750 | $98,650 | Partially Eligible |
| Robertson | $74,750 | $98,650 | 100% Eligible |
| Rockcastle | $74,750 | $98,650 | Partially Eligible |
| Rowan | $74,750 | $98,650 | 100% Eligible |
| Russell | $74,750 | $98,650 | Partially Eligible |
| Scott | $77,200 | $101,900 | 100% Eligible |
| Shelby | $81,800 | $108,000 | Partially Eligible |
| Simpson | $74,750 | $98,650 | 100% Eligible |
| Spencer | $74,750 | $98,650 | Partially Eligible |
| Taylor | $74,750 | $98,650 | 100% Eligible |
| Todd | $74,750 | $98,650 | Partially Eligible |
| Trigg | $74,750 | $98,650 | 100% Eligible |
| Trimble | $74,750 | $98,650 | Partially Eligible |
| Union | $74,750 | $98,650 | 100% Eligible |
| Warren | $74,750 | $98,650 | Partially Eligible |
| Washington | $74,750 | $98,650 | Partially Eligible |
| Wayne | $74,750 | $98,650 | 100% Eligible |
| Webster | $74,750 | $98,650 | Partially Eligible |
| Whitley | $74,750 | $98,650 | Partially Eligible |
| Wolfe | $74,750 | $98,650 | 100% Eligible |
| Woodford | $77,200 | $101,900 | Partially Eligible |
