California USDA Loan Income Limits and California USDA Loan Map
California USDA Loan offers affordable mortgage financing for moderate income households purchasing a house in a designated California USDA Loan eligible rural area as determined by the Rural Housing Service (RHS). California USDA Loan Map and California USDA Income Limit guidelines for the California USDA Loan program require that the: | California USDA Income Limits households with a moderate income not to exceed California USDA Loan county limits based on a household size of one to four or five and more family members. |
| California USDA Loan Map will determine if the house is located in a California USDA Loan approved area. Homebuyers should not assume that the term "rural" means the California USDA Loan program is only available in farming communities. Many areas approved by the RHS for the California USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms. |
| California USDA Loan County Guideline Lookup Tool | ||
|---|---|---|
| Select County | Maximum Income | |
| Family 1-4: | ||
| Family 5+: | ||
| County Eligibility: | ||
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Make too much to qualify for the California USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the California USDA Max Income Calculator | ||
By purchasing a home located in a California USDA Loan area, qualified homebuyers have the ability to buy a house with:
No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.
California USDA Rural Development County Specific Income and Location Guidelines
| County | Max Household Income | Location Restrictions | |
|---|---|---|---|
| 1 - 4 | 5 + People | ||
| Alameda | $95,250 | $125,750 | Partially Eligible |
| Alpine | $89,500 | $118,150 | 100% Eligible |
| Amador | $79,550 | $105,000 | 100% Eligible |
| Butte | $74,750 | $98,650 | Partially Eligible |
| Calaveras | $80,150 | $105,800 | 100% Eligible |
| Colusa | $74,750 | $98,650 | 100% Eligible |
| Contra Costa | $95,250 | $125,750 | Partially Eligible |
| Del Norte | $74,750 | $98,650 | 100% Eligible |
| El Dorado | $87,550 | $115,550 | Partially Eligible |
| Fresno | $74,750 | $98,650 | Partially Eligible |
| Glenn | $74,750 | $98,650 | 100% Eligible |
| Humboldt | $74,750 | $98,650 | Partially Eligible |
| Imperial | $74,750 | $98,650 | Partially Eligible |
| Inyo | $75,700 | $99,000 | 100% Eligible |
| Kern | $74,750 | $98,650 | Partially Eligible |
| Kings | $74,750 | $98,650 | Partially Eligible |
| Lake | $74,750 | $98,650 | 100% Eligible |
| Lassen | $74,750 | $98,650 | 100% Eligible |
| Los Angeles | $98,200 | $129,600 | Partially Eligible |
| Madera | $74,750 | $98,650 | Partially Eligible |
| Marin | $130,100 | $171,750 | Partially Eligible |
| Mariposa | $74,750 | $98,650 | 100% Eligible |
| Mendocino | $74,750 | $98,650 | 100% Eligible |
| Merced | $74,750 | $98,650 | Partially Eligible |
| Modoc | $74,750 | $98,650 | 100% Eligible |
| Mono | $90,050 | $118,850 | 100% Eligible |
| Monterey | $82,000 | $180,250 | Partially Eligible |
| Napa | $94,500 | $124,750 | Partially Eligible |
| Nevada | $83,500 | $110,200 | 100% Eligible |
| Orange | $110,750 | $146,200 | Partially Eligible |
| Placer | $87,550 | $115,550 | Partially Eligible |
| Plumas | $74,750 | $98,650 | 100% Eligible |
| Riverside | $77,050 | $101,700 | Partially Eligible |
| Sacramento | $87,550 | $115,550 | Partially Eligible |
| San Benito | $93,300 | $123,150 | Partially Eligible |
| San Bernardino | $77,050 | $101,700 | Partially Eligible |
| San Diego | $95,000 | $125,400 | Partially Eligible |
| San Francisco | N/A | N/A | Completely Ineligible |
| San Joaquin | $76,250 | $100,650 | Partially Eligible |
| San Luis Obispo | $86,700 | $114,450 | Partially Eligible |
| San Mateo | $130,100 | $171,750 | Partially Eligible |
| Santa Barbara | $91,550 | $120,850 | Partially Eligible |
| Santa Clara | $122,050 | $161,100 | Partially Eligible |
| Santa Cruz | $115,950 | $153,050 | Partially Eligible |
| Shasta | $74,750 | $98,650 | Partially Eligible |
| Sierra | $80,850 | $106,700 | 100% Eligible |
| Siskiyou | $74,750 | $98,650 | 100% Eligible |
| Solano | $93,450 | $123,350 | Partially Eligible |
| Sonoma | $93,450 | $123,350 | Partially Eligible |
| Stanislaus | $74,750 | $98,650 | Partially Eligible |
| Sutter | $74,750 | $98,650 | Partially Eligible |
| Tehama | $74,750 | $98,650 | 100% Eligible |
| Trinity | $74,750 | $98,650 | 100% Eligible |
| Tulare | $74,750 | $98,650 | Partially Eligible |
| Tuolumne | $76,350 | $100,800 | 100% Eligible |
| Ventura | $102,350 | $135,100 | Partially Eligible |
| Yolo | $88,400 | $115,550 | Partially Eligible |
| Yuba | $74,750 | $98,650 | Partially Eligible |
