New Jersey USDA Loan Income Limits and New Jersey USDA Loan Map
New Jersey USDA Loan offers affordable mortgage financing for moderate income households purchasing a house in a designated New Jersey USDA Loan eligible rural area as determined by the Rural Housing Service (RHS). New Jersey USDA Loan Map and New Jersey USDA Income Limit guidelines for the New Jersey USDA Loan program require that the: | New Jersey USDA Income Limits households with a moderate income not to exceed New Jersey USDA Loan county limits based on a household size of one to four or five and more family members. |
| New Jersey USDA Loan Map will determine if the house is located in a New Jersey USDA Loan approved area. Homebuyers should not assume that the term "rural" means the New Jersey USDA Loan program is only available in farming communities. Many areas approved by the RHS for the New Jersey USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms. |
| New Jersey USDA Loan County Guideline Lookup Tool | ||
|---|---|---|
| Select County | Maximum Income | |
| Family 1-4: | ||
| Family 5+: | ||
| County Eligibility: | ||
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Make too much to qualify for the New Jersey USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the New Jersey USDA Max Income Calculator | ||
By purchasing a home located in a New Jersey USDA Loan area, qualified homebuyers have the ability to buy a house with:
No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.
New Jersey USDA Rural Development County Specific Income and Location Guidelines
| County | Max Household Income | Location Restrictions | |
|---|---|---|---|
| 1 - 4 | 5 + People | ||
| Atlantic | $91,550 | $120,850 | Partially Eligible |
| Bergen | $101,550 | $134,050 | Completely Ineligible |
| Burlington | $93,450 | $123,350 | Partially Eligible |
| Camden | $93,450 | $123,350 | Partially Eligible |
| Cape May | $91,550 | $120,850 | Partially Eligible |
| Cumberland | $91,550 | $120,850 | Partially Eligible |
| Essex | N/A | N/A | Completely Ineligible |
| Gloucester | $93,450 | $123,350 | Partially Eligible |
| Hudson | N/A | N/A | Completely Ineligible |
| Hunterdon | $97,200 | $128,300 | 100% Eligible |
| Mercer | $93,450 | $123,350 | Partially Eligible |
| Middlesex | $97,200 | $128,300 | Partially Eligible |
| Monmouth | $95,000 | $125,400 | Partially Eligible |
| Morris | $93,450 | $123,350 | Partially Eligible |
| Ocean | $95,000 | $125,400 | Partially Eligible |
| Passaic | $101,550 | $134,050 | Partially Eligible |
| Salem | $93,450 | $123,350 | 100% Eligible |
| Somerset | $97,200 | $128,300 | Partially Eligible |
| Sussex | $93,450 | $123,350 | 100% Eligible |
| Union | N/A | N/A | Completely Ineligible |
| Warren | $93,450 | $123,350 | Partially Eligible |
