New Jersey USDA Loan Income Limits and New Jersey USDA Loan Map

New Jersey USDA Loan offers affordable mortgage financing for moderate income households purchasing a house in a designated New Jersey USDA Loan eligible rural area as determined by the Rural Housing Service (RHS). New Jersey USDA Loan Map and New Jersey USDA Income Limit guidelines for the New Jersey USDA Loan program require that the:
New Jersey USDA Income Limits households with a moderate income not to exceed New Jersey USDA Loan county limits based on a household size of one to four or five and more family members.
New Jersey USDA Loan Map will determine if the house is located in a New Jersey USDA Loan approved area. Homebuyers should not assume that the term "rural" means the New Jersey USDA Loan program is only available in farming communities. Many areas approved by the RHS for the New Jersey USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms.
New Jersey USDA Loan County Guideline Lookup Tool
Select County Maximum Income
Family 1-4:
Family 5+:
County Eligibility:
Make too much to qualify for the New Jersey USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the
New Jersey USDA Max Income Calculator

By purchasing a home located in a New Jersey USDA Loan area, qualified homebuyers have the ability to buy a house with:

No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.


Get Qualified For The USDA Rural Development Loan
Step 1 of 3 : Loan Information
Purpose of Loan:
What State:
Approx Loan Amount:
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Get Qualified For The USDA Rural Development Loan
Step 2 of 3 : About You
When are you looking to purchase/refinance:
Estimate your credit:
Bankruptcy or Foreclosure:
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New Jersey USDA Rural Development County Specific Income and Location Guidelines

CountyMax Household IncomeLocation Restrictions
1 - 4 5 + People
Atlantic$91,550$120,850Partially Eligible
Bergen$101,550$134,050Completely Ineligible
Burlington$93,450$123,350Partially Eligible
Camden$93,450$123,350Partially Eligible
Cape May$91,550$120,850Partially Eligible
Cumberland$91,550$120,850Partially Eligible
EssexN/AN/ACompletely Ineligible
Gloucester$93,450$123,350Partially Eligible
HudsonN/AN/ACompletely Ineligible
Hunterdon$97,200$128,300100% Eligible
Mercer$93,450$123,350Partially Eligible
Middlesex$97,200$128,300Partially Eligible
Monmouth$95,000$125,400Partially Eligible
Morris$93,450$123,350Partially Eligible
Ocean$95,000$125,400Partially Eligible
Passaic$101,550$134,050Partially Eligible
Salem$93,450$123,350100% Eligible
Somerset$97,200$128,300Partially Eligible
Sussex$93,450$123,350100% Eligible
UnionN/AN/ACompletely Ineligible
Warren$93,450$123,350Partially Eligible