Michigan USDA Loan Income Limits and Michigan USDA Loan Map
Michigan USDA Loan offers affordable mortgage financing for moderate income households purchasing a house in a designated Michigan USDA Loan eligible rural area as determined by the Rural Housing Service (RHS). Michigan USDA Loan Map and Michigan USDA Income Limit guidelines for the Michigan USDA Loan program require that the: | Michigan USDA Income Limits households with a moderate income not to exceed Michigan USDA Loan county limits based on a household size of one to four or five and more family members. |
| Michigan USDA Loan Map will determine if the house is located in a Michigan USDA Loan approved area. Homebuyers should not assume that the term "rural" means the Michigan USDA Loan program is only available in farming communities. Many areas approved by the RHS for the Michigan USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms. |
| Michigan USDA Loan County Guideline Lookup Tool | ||
|---|---|---|
| Select County | Maximum Income | |
| Family 1-4: | ||
| Family 5+: | ||
| County Eligibility: | ||
|
Make too much to qualify for the Michigan USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the Michigan USDA Max Income Calculator | ||
By purchasing a home located in a Michigan USDA Loan area, qualified homebuyers have the ability to buy a house with:
No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.
Michigan USDA Rural Development County Specific Income and Location Guidelines
| County | Max Household Income | Location Restrictions | |
|---|---|---|---|
| 1 - 4 | 5 + People | ||
| Alcona | $74,750 | $98,650 | 100% Eligible |
| Alger | $74,750 | $98,650 | 100% Eligible |
| Allegan | $74,750 | $98,650 | Partially Eligible |
| Alpena | $74,750 | $98,650 | 100% Eligible |
| Antrim | $74,750 | $98,650 | 100% Eligible |
| Arenac | $74,750 | $98,650 | 100% Eligible |
| Baraga | $74,750 | $98,650 | 100% Eligible |
| Barry | $74,750 | $98,650 | 100% Eligible |
| Bay | $74,750 | $98,650 | Partially Eligible |
| Benzie | $74,750 | $98,650 | 100% Eligible |
| Berrien | $74,750 | $98,650 | Partially Eligible |
| Branch | $74,750 | $98,650 | 100% Eligible |
| Calhoun | $74,750 | $98,650 | Partially Eligible |
| Cass | $74,750 | $98,650 | Partially Eligible |
| Charlevoix | $74,750 | $98,650 | 100% Eligible |
| Cheboygan | $74,750 | $98,650 | 100% Eligible |
| Chippewa | $74,750 | $98,650 | 100% Eligible |
| Clare | $74,750 | $98,650 | 100% Eligible |
| Clinton | $79,000 | $104,300 | 100% Eligible |
| Crawford | $74,750 | $98,650 | 100% Eligible |
| Delta | $74,750 | $98,650 | 100% Eligible |
| Dickinson | $74,750 | $98,650 | 100% Eligible |
| Eaton | $79,000 | $104,300 | Partially Eligible |
| Emmet | $75,350 | $99,450 | 100% Eligible |
| Genesee | $74,750 | $98,650 | Partially Eligible |
| Gladwin | $74,750 | $98,650 | 100% Eligible |
| Gogebic | $74,750 | $98,650 | 100% Eligible |
| Grand Traverse | $75,750 | $100,000 | 100% Eligible |
| Gratiot | $74,750 | $98,650 | 100% Eligible |
| Hillsdale | $74,750 | $98,650 | 100% Eligible |
| Houghton | $74,750 | $98,650 | 100% Eligible |
| Huron | $74,750 | $98,650 | 100% Eligible |
| Ingham | $79,000 | $104,300 | Partially Eligible |
| Ionia | $74,750 | $98,650 | 100% Eligible |
| Iosco | $74,750 | $98,650 | 100% Eligible |
| Iron | $74,750 | $98,650 | 100% Eligible |
| Isabella | $74,750 | $98,650 | Partially Eligible |
| Jackson | $74,750 | $98,650 | Partially Eligible |
| Kalamazoo | $74,750 | $98,650 | Partially Eligible |
| Kalkaska | $74,750 | $98,650 | 100% Eligible |
| Kent | $74,750 | $98,650 | Partially Eligible |
| Keweenaw | $74,750 | $98,650 | 100% Eligible |
| Lake | $74,750 | $98,650 | 100% Eligible |
| Lapeer | $81,650 | $107,800 | 100% Eligible |
| Leelanau | $79,800 | $105,350 | 100% Eligible |
| Lenawee | $89,850 | $118,600 | Partially Eligible |
| Livingston | $93,450 | $123,350 | 100% Eligible |
| Luce | $74,750 | $98,650 | 100% Eligible |
| Mackinac | $74,750 | $98,650 | 100% Eligible |
| Macomb | $81,650 | $107,800 | Partially Eligible |
| Manistee | $74,750 | $98,650 | 100% Eligible |
| Marquette | $75,550 | $99,750 | 100% Eligible |
| Mason | $74,750 | $98,650 | 100% Eligible |
| Mecosta | $74,750 | $98,650 | 100% Eligible |
| Menominee | $74,750 | $98,650 | 100% Eligible |
| Midland | $76,500 | $101,000 | Partially Eligible |
| Missaukee | $74,750 | $98,650 | 100% Eligible |
| Monroe | $80,850 | $106,700 | Partially Eligible |
| Montcalm | $74,750 | $98,650 | 100% Eligible |
| Montmorency | $74,750 | $98,650 | 100% Eligible |
| Muskegon | $74,750 | $98,650 | Partially Eligible |
| Newaygo | $74,750 | $98,650 | 100% Eligible |
| Oakland | $81,650 | $107,800 | Partially Eligible |
| Oceana | $74,750 | $98,650 | 100% Eligible |
| Ogemaw | $74,750 | $98,650 | 100% Eligible |
| Ontonagon | $74,750 | $98,650 | 100% Eligible |
| Osceola | $74,750 | $98,650 | 100% Eligible |
| Oscoda | $74,750 | $98,650 | 100% Eligible |
| Otsego | $74,750 | $98,650 | 100% Eligible |
| Ottawa | $81,800 | $108,000 | Partially Eligible |
| Presque Isle | $74,750 | $98,650 | 100% Eligible |
| Roscommon | $74,750 | $98,650 | 100% Eligible |
| Saginaw | $74,750 | $98,650 | Partially Eligible |
| Sanilac | $74,750 | $98,650 | 100% Eligible |
| Schoolcraft | $74,750 | $98,650 | 100% Eligible |
| Shiawassee | $74,750 | $98,650 | 100% Eligible |
| St. Clair | $81,650 | $107,800 | Partially Eligible |
| St. Joseph | $74,750 | $98,650 | 100% Eligible |
| Tuscola | $74,750 | $98,650 | 100% Eligible |
| Van Buren | $74,750 | $98,650 | 100% Eligible |
| Washtenaw | $93,450 | $123,350 | Partially Eligible |
| Wayne | $81,650 | $107,800 | Partially Eligible |
| Wexford | $74,750 | $98,650 | 100% Eligible |
