Michigan USDA Loan Income Limits and Michigan USDA Loan Map

Michigan USDA Loan offers affordable mortgage financing for moderate income households purchasing a house in a designated Michigan USDA Loan eligible rural area as determined by the Rural Housing Service (RHS). Michigan USDA Loan Map and Michigan USDA Income Limit guidelines for the Michigan USDA Loan program require that the:
Michigan USDA Income Limits households with a moderate income not to exceed Michigan USDA Loan county limits based on a household size of one to four or five and more family members.
Michigan USDA Loan Map will determine if the house is located in a Michigan USDA Loan approved area. Homebuyers should not assume that the term "rural" means the Michigan USDA Loan program is only available in farming communities. Many areas approved by the RHS for the Michigan USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms.
Michigan USDA Loan County Guideline Lookup Tool
Select County Maximum Income
Family 1-4:
Family 5+:
County Eligibility:
Make too much to qualify for the Michigan USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the
Michigan USDA Max Income Calculator

By purchasing a home located in a Michigan USDA Loan area, qualified homebuyers have the ability to buy a house with:

No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.

Get Qualified For The USDA Rural Development Loan
Step 1 of 3 : Loan Information
Purpose of Loan:
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Approx Loan Amount:
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Step 2 of 3 : About You
When are you looking to purchase/refinance:
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Michigan USDA Rural Development County Specific Income and Location Guidelines

CountyMax Household IncomeLocation Restrictions
1 - 4 5 + People
Alcona$74,750$98,650100% Eligible
Alger$74,750$98,650100% Eligible
Allegan$74,750$98,650Partially Eligible
Alpena$74,750$98,650100% Eligible
Antrim$74,750$98,650100% Eligible
Arenac$74,750$98,650100% Eligible
Baraga$74,750$98,650100% Eligible
Barry$74,750$98,650100% Eligible
Bay$74,750$98,650Partially Eligible
Benzie$74,750$98,650100% Eligible
Berrien$74,750$98,650Partially Eligible
Branch$74,750$98,650100% Eligible
Calhoun$74,750$98,650Partially Eligible
Cass$74,750$98,650Partially Eligible
Charlevoix$74,750$98,650100% Eligible
Cheboygan$74,750$98,650100% Eligible
Chippewa$74,750$98,650100% Eligible
Clare$74,750$98,650100% Eligible
Clinton$79,000$104,300100% Eligible
Crawford$74,750$98,650100% Eligible
Delta$74,750$98,650100% Eligible
Dickinson$74,750$98,650100% Eligible
Eaton$79,000$104,300Partially Eligible
Emmet$75,350$99,450100% Eligible
Genesee$74,750$98,650Partially Eligible
Gladwin$74,750$98,650100% Eligible
Gogebic$74,750$98,650100% Eligible
Grand Traverse$75,750$100,000100% Eligible
Gratiot$74,750$98,650100% Eligible
Hillsdale$74,750$98,650100% Eligible
Houghton$74,750$98,650100% Eligible
Huron$74,750$98,650100% Eligible
Ingham$79,000$104,300Partially Eligible
Ionia$74,750$98,650100% Eligible
Iosco$74,750$98,650100% Eligible
Iron$74,750$98,650100% Eligible
Isabella$74,750$98,650Partially Eligible
Jackson$74,750$98,650Partially Eligible
Kalamazoo$74,750$98,650Partially Eligible
Kalkaska$74,750$98,650100% Eligible
Kent$74,750$98,650Partially Eligible
Keweenaw$74,750$98,650100% Eligible
Lake$74,750$98,650100% Eligible
Lapeer$81,650$107,800100% Eligible
Leelanau$79,800$105,350100% Eligible
Lenawee$89,850$118,600Partially Eligible
Livingston$93,450$123,350100% Eligible
Luce$74,750$98,650100% Eligible
Mackinac$74,750$98,650100% Eligible
Macomb$81,650$107,800Partially Eligible
Manistee$74,750$98,650100% Eligible
Marquette$75,550$99,750100% Eligible
Mason$74,750$98,650100% Eligible
Mecosta$74,750$98,650100% Eligible
Menominee$74,750$98,650100% Eligible
Midland$76,500$101,000Partially Eligible
Missaukee$74,750$98,650100% Eligible
Monroe$80,850$106,700Partially Eligible
Montcalm$74,750$98,650100% Eligible
Montmorency$74,750$98,650100% Eligible
Muskegon$74,750$98,650Partially Eligible
Newaygo$74,750$98,650100% Eligible
Oakland$81,650$107,800Partially Eligible
Oceana$74,750$98,650100% Eligible
Ogemaw$74,750$98,650100% Eligible
Ontonagon$74,750$98,650100% Eligible
Osceola$74,750$98,650100% Eligible
Oscoda$74,750$98,650100% Eligible
Otsego$74,750$98,650100% Eligible
Ottawa$81,800$108,000Partially Eligible
Presque Isle$74,750$98,650100% Eligible
Roscommon$74,750$98,650100% Eligible
Saginaw$74,750$98,650Partially Eligible
Sanilac$74,750$98,650100% Eligible
Schoolcraft$74,750$98,650100% Eligible
Shiawassee$74,750$98,650100% Eligible
St. Clair$81,650$107,800Partially Eligible
St. Joseph$74,750$98,650100% Eligible
Tuscola$74,750$98,650100% Eligible
Van Buren$74,750$98,650100% Eligible
Washtenaw$93,450$123,350Partially Eligible
Wayne$81,650$107,800Partially Eligible
Wexford$74,750$98,650100% Eligible