South Dakota USDA Loan Income Limits and South Dakota USDA Loan Map
South Dakota USDA Loan offers affordable mortgage financing for moderate income households purchasing a house in a designated South Dakota USDA Loan eligible rural area as determined by the Rural Housing Service (RHS). South Dakota USDA Loan Map and South Dakota USDA Income Limit guidelines for the South Dakota USDA Loan program require that the: | South Dakota USDA Income Limits households with a moderate income not to exceed South Dakota USDA Loan county limits based on a household size of one to four or five and more family members. |
| South Dakota USDA Loan Map will determine if the house is located in a South Dakota USDA Loan approved area. Homebuyers should not assume that the term "rural" means the South Dakota USDA Loan program is only available in farming communities. Many areas approved by the RHS for the South Dakota USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms. |
| South Dakota USDA Loan County Guideline Lookup Tool | ||
|---|---|---|
| Select County | Maximum Income | |
| Family 1-4: | ||
| Family 5+: | ||
| County Eligibility: | ||
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Make too much to qualify for the South Dakota USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the South Dakota USDA Max Income Calculator | ||
By purchasing a home located in a South Dakota USDA Loan area, qualified homebuyers have the ability to buy a house with:
No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.
South Dakota USDA Rural Development County Specific Income and Location Guidelines
| County | Max Household Income | Location Restrictions | |
|---|---|---|---|
| 1 - 4 | 5 + People | ||
| Aurora | $74,750 | $98,650 | 100% Eligible |
| Beadle | $74,750 | $98,650 | 100% Eligible |
| Bennett | $74,750 | $98,650 | 100% Eligible |
| Bon Homme | $74,750 | $98,650 | 100% Eligible |
| Brookings | $77,400 | $101,700 | 100% Eligible |
| Brown | $74,750 | $98,650 | 100% Eligible |
| Brule | $74,750 | $98,650 | 100% Eligible |
| Buffalo | $74,750 | $98,650 | 100% Eligible |
| Butte | $74,750 | $98,650 | 100% Eligible |
| Campbell | $74,750 | $98,650 | 100% Eligible |
| Charles Mix | $74,750 | $98,650 | 100% Eligible |
| Clark | $74,750 | $98,650 | 100% Eligible |
| Clay | $74,750 | $98,650 | 100% Eligible |
| Codington | $74,750 | $98,650 | 100% Eligible |
| Corson | $74,750 | $98,650 | 100% Eligible |
| Custer | $74,750 | $98,650 | 100% Eligible |
| Davison | $74,750 | $98,650 | 100% Eligible |
| Day | $74,750 | $98,650 | 100% Eligible |
| Deuel | $74,750 | $98,650 | 100% Eligible |
| Dewey | $74,750 | $98,650 | 100% Eligible |
| Douglas | $74,750 | $98,650 | 100% Eligible |
| Edmunds | $74,750 | $98,650 | 100% Eligible |
| Fall River | $74,750 | $98,650 | 100% Eligible |
| Faulk | $74,750 | $98,650 | 100% Eligible |
| Grant | $74,750 | $98,650 | 100% Eligible |
| Gregory | $74,750 | $98,650 | 100% Eligible |
| Haakon | $74,750 | $98,650 | 100% Eligible |
| Hamlin | $74,750 | $98,650 | 100% Eligible |
| Hand | $74,750 | $98,650 | 100% Eligible |
| Hanson | $74,750 | $98,650 | 100% Eligible |
| Harding | $74,750 | $98,650 | 100% Eligible |
| Hughes | $86,050 | $113,600 | 100% Eligible |
| Hutchinson | $74,750 | $98,650 | 100% Eligible |
| Hyde | $74,750 | $98,650 | 100% Eligible |
| Jackson | $74,750 | $98,650 | 100% Eligible |
| Jerauld | $74,750 | $98,650 | 100% Eligible |
| Jones | $74,750 | $98,650 | 100% Eligible |
| Kingsbury | $74,750 | $98,650 | 100% Eligible |
| Lake | $74,750 | $98,650 | 100% Eligible |
| Lawrence | $74,750 | $98,650 | 100% Eligible |
| Lincoln | $80,300 | $106,000 | Partially Excluded |
| Lyman | $74,750 | $98,650 | 100% Eligible |
| Marshall | $74,750 | $98,650 | 100% Eligible |
| Mccook | $80,300 | $106,000 | 100% Eligible |
| Mcpherson | $74,750 | $98,650 | 100% Eligible |
| Meade | $74,750 | $98,650 | 100% Eligible |
| Mellette | $74,750 | $98,650 | 100% Eligible |
| Miner | $74,750 | $98,650 | 100% Eligible |
| Minnehaha | $80,300 | $106,000 | Partially Excluded |
| Moody | $74,750 | $98,650 | 100% Eligible |
| Pennington | $74,750 | $98,650 | Partially Excluded |
| Perkins | $74,750 | $98,650 | 100% Eligible |
| Potter | $74,750 | $98,650 | 100% Eligible |
| Roberts | $74,750 | $98,650 | 100% Eligible |
| Sanborn | $74,750 | $98,650 | 100% Eligible |
| Shannon | $74,750 | $98,650 | 100% Eligible |
| Spink | $74,750 | $98,650 | 100% Eligible |
| Stanley | $74,750 | $98,650 | 100% Eligible |
| Sully | $74,750 | $98,650 | 100% Eligible |
| Todd | $74,750 | $98,650 | 100% Eligible |
| Tripp | $74,750 | $98,650 | 100% Eligible |
| Turner | $80,300 | $106,000 | 100% Eligible |
| Union | $74,750 | $98,650 | 100% Eligible |
| Walworth | $74,750 | $98,650 | 100% Eligible |
| Yankton | $74,750 | $98,650 | 100% Eligible |
| Ziebach | $74,750 | $98,650 | 100% Eligible |
