New York USDA Loan Income Limits and New York USDA Loan Map

New York USDA Loan offers affordable mortgage financing for moderate income households purchasing a house in a designated New York USDA Loan eligible rural area as determined by the Rural Housing Service (RHS). New York USDA Loan Map and New York USDA Income Limit guidelines for the New York USDA Loan program require that the:
New York USDA Income Limits households with a moderate income not to exceed New York USDA Loan county limits based on a household size of one to four or five and more family members.
New York USDA Loan Map will determine if the house is located in a New York USDA Loan approved area. Homebuyers should not assume that the term "rural" means the New York USDA Loan program is only available in farming communities. Many areas approved by the RHS for the New York USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms.
New York USDA Loan County Guideline Lookup Tool
Select County Maximum Income
Family 1-4:
Family 5+:
County Eligibility:
Make too much to qualify for the New York USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the
New York USDA Max Income Calculator

By purchasing a home located in a New York USDA Loan area, qualified homebuyers have the ability to buy a house with:

No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.

Get Qualified For The USDA Rural Development Loan
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New York USDA Rural Development County Specific Income and Location Guidelines

CountyMax Household IncomeLocation Restrictions
1 - 4 5 + People
Albany$89,850$118,600Partially Eligible
Allegany$74,750$98,650100% Eligible
Bronx$98,750$130,350Completely Ineligible
Broome$74,750$98,650Partially Eligible
Cattaraugus$74,750$98,650100% Eligible
Cayuga$74,750$98,650Partially Eligible
Chautauqua$74,750$98,650Partially Eligible
Chemung$74,750$98,650Partially Eligible
Chenango$74,750$98,650100% Eligible
Clinton$74,750$98,650Partially Eligible
Columbia$84,550$111,600100% Eligible
Cortland$74,750$98,650Partially Eligible
Delaware$74,750$98,650100% Eligible
Dutchess$93,450$123,350Partially Eligible
Erie$76,050$100,400Partially Eligible
Essex$74,750$98,650100% Eligible
Franklin$74,750$98,650100% Eligible
Fulton$74,750$98,650Partially Eligible
Genesee$74,750$98,650100% Eligible
Greene$74,750$98,650100% Eligible
Hamilton$74,750$98,650100% Eligible
Herkimer$74,750$98,650100% Eligible
Jefferson$74,750$98,650Partially Eligible
Kings$98,750$130,350Completely Ineligible
Lewis$74,750$98,650100% Eligible
Livingston$79,000$104,300100% Eligible
Madison$76,600$101,100Partially Eligible
Monroe$79,000$104,300Partially Eligible
Montgomery$74,750$98,650Partially Eligible
Nassau$112,700$148,750Completely Ineligible
New York$98,750$130,350Completely Ineligible
Niagara$76,050$100,400Partially Eligible
Oneida$74,750$98,650Partially Eligible
Onondaga$76,600$101,100Partially Eligible
Ontario$79,000$104,300Partially Eligible
Orange$93,450$123,350Partially Eligible
Orleans$79,000$104,300100% Eligible
Oswego$76,600$101,100Partially Eligible
Otsego$74,750$98,650100% Eligible
Putnam$98,750$130,350100% Eligible
QueensN/AN/ACompletely Ineligible
Rensselaer$89,850$118,600Partially Eligible
RichmondN/AN/ACompletely Ineligible
Rockland$95,450$126,000Completely Ineligible
Saratoga$89,850$118,600Partially Eligible
Schenectady$89,850$118,600Partially Eligible
Schoharie$89,850$118,600100% Eligible
Schuyler$74,750$98,650100% Eligible
Seneca$74,750$98,650100% Eligible
St. Lawrence$74,750$98,650100% Eligible
Steuben$74,750$98,650100% Eligible
Suffolk$112,700$148,750Partially Eligible
Sullivan$74,750$98,650100% Eligible
Tioga$74,750$98,650100% Eligible
Tompkins$89,000$117,500Partially Eligible
Ulster$84,950$112,150Partially Eligible
Warren$74,750$98,650Partially Eligible
Washington$74,750$98,650100% Eligible
Wayne$79,000$104,300100% Eligible
Westchester$98,750$130,350Partially Eligible
Wyoming$74,750$98,650100% Eligible
Yates$74,750$98,650100% Eligible