South Carolina USDA Rural Development No Money Down USDA Loan Program

For South Carolina homebuyers the no money down USDA Loan program offers affordable mortgage financing for moderate income households purchasing a house in a designated USDA Rural area as determined by the Rural Housing Service (RHS). Income and property location guidelines for the USDA Loan program require that the:
Household must have a moderate income not to exceed USDA Program county limits based on a household size of one to four or five and more family members.
The house must be located in a designated RHS USDA Rural approved area. Homebuyers should not assume that the term "rural" means the USDA Home Loan program is only available in farming communities. Many areas approved by the RHS for the USDA Loan program are residential areas, near major cities, with a complete absence of any local farms.
South Carolina USDA Loan County Guideline Lookup Tool
Select County Maximum Income
Family 1-4:
Family 5+:
County Eligibility:
Make too much to qualify for the South Carolina USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the
South Carolina USDA Max Income Calculator

By purchasing a home located in a USDA Rural area, USDA Loans allow qualified homebuyers the ability to buy a house with:

No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.

Get Qualified For The USDA Rural Development Loan
Step 1 of 3 : Loan Information
Purpose of Loan:
What State:
Approx Loan Amount:
Free Consultation! No Obligation and No Personal Information Required.
Get Qualified For The USDA Rural Development Loan
Step 2 of 3 : About You
When are you looking to purchase/refinance:
Estimate your credit:
Bankruptcy or Foreclosure:
Free Consultation! No Obligation and No Personal Information Required.
Get Qualified For The USDA Rural Development Loan
Step 3 of 3 : Your Contact Information
Full Name
Email Address
I have read and agreed to the Privacy Statement and Terms and Use policy.

South Carolina USDA Rural Development County Specific Income and Location Guidelines

CountyMax Household IncomeLocation Restrictions
1 - 4 5 + People
Abbeville$74,750$98,650100% Eligible
Aiken$74,750$98,650Partially Eligible
Allendale$74,750$98,650100% Eligible
Anderson$74,750$98,650100% Eligible
Bamberg$74,750$98,650100% Eligible
Barnwell$74,750$98,650100% Eligible
Beaufort$80,300$106,000Partially Eligible
Berkeley$74,750$98,650Partially Eligible
Calhoun$74,750$98,650100% Eligible
Charleston$74,750$98,650Partially Eligible
Cherokee$74,750$98,650100% Eligible
Chester$74,750$98,650100% Eligible
Chesterfield$74,750$98,650100% Eligible
Clarendon$74,750$98,650100% Eligible
Colleton$74,750$98,650100% Eligible
Darlington$74,750$98,650Partially Eligible
Dillon$74,750$98,650100% Eligible
Dorchester$74,750$98,650Partially Eligible
Edgefield$74,750$98,650100% Eligible
Fairfield$74,750$98,650100% Eligible
Florence$74,750$98,650Partially Eligible
Georgetown$74,750$98,650Partially Eligible
Greenville$74,750$98,650Partially Eligible
Greenwood$74,750$98,650Partially Eligible
Hampton$74,750$98,650100% Eligible
Horry$74,750$98,650Partially Eligible
Jasper$74,750$98,650100% Eligible
Kershaw$74,750$98,650100% Eligible
Lancaster$74,750$98,650100% Eligible
Laurens$74,750$98,650100% Eligible
Lee$74,750$98,650100% Eligible
Lexington$74,750$98,650Partially Eligible
Marion$74,750$98,650100% Eligible
Marlboro$74,750$98,650100% Eligible
Mccormick$74,750$98,650100% Eligible
Newberry$74,750$98,650100% Eligible
Oconee$74,750$98,650100% Eligible
Orangeburg$74,750$98,650Partially Eligible
Pickens$74,750$98,650Partially Eligible
Richland$74,750$98,650Partially Eligible
Saluda$74,750$98,650100% Eligible
Spartanburg$74,750$98,650Partially Eligible
Sumter$74,750$98,650Partially Eligible
Union$74,750$98,650100% Eligible
Williamsburg$74,750$98,650100% Eligible
York$78,800$104,000Partially Eligible