Oklahoma USDA Rural Development No Money Down USDA Loan Program

For Oklahoma homebuyers the no money down USDA Loan program offers affordable mortgage financing for moderate income households purchasing a house in a designated USDA Rural area as determined by the Rural Housing Service (RHS). Income and property location guidelines for the USDA Loan program require that the:
Household must have a moderate income not to exceed USDA Program county limits based on a household size of one to four or five and more family members.
The house must be located in a designated RHS USDA Rural approved area. Homebuyers should not assume that the term "rural" means the USDA Home Loan program is only available in farming communities. Many areas approved by the RHS for the USDA Loan program are residential areas, near major cities, with a complete absence of any local farms.
Oklahoma USDA Loan County Guideline Lookup Tool
Select County Maximum Income
Family 1-4:
Family 5+:
County Eligibility:
Make too much to qualify for the Oklahoma USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the
Oklahoma USDA Max Income Calculator

By purchasing a home located in a USDA Rural area, USDA Loans allow qualified homebuyers the ability to buy a house with:

No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.


Get Qualified For The USDA Rural Development Loan
Step 1 of 3 : Loan Information
Purpose of Loan:
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Approx Loan Amount:
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Step 2 of 3 : About You
When are you looking to purchase/refinance:
Estimate your credit:
Bankruptcy or Foreclosure:
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Oklahoma USDA Rural Development County Specific Income and Location Guidelines

CountyMax Household IncomeLocation Restrictions
1 - 4 5 + People
Adair$74,750$98,650100% Eligible
Alfalfa$74,750$98,650100% Eligible
Atoka$74,750$98,650100% Eligible
Beaver$74,750$98,650100% Eligible
Beckham$74,750$98,650100% Eligible
Blaine$74,750$98,650100% Eligible
Bryan$74,750$98,650100% Eligible
Caddo$74,750$98,650100% Eligible
Canadian$74,750$98,650Partially Eligible
Carter$74,750$98,650Partially Eligible
Cherokee$74,750$98,650100% Eligible
Choctaw$74,750$98,650100% Eligible
Cimarron$74,750$98,650100% Eligible
Cleveland$74,750$98,650Partially Eligible
Coal$74,750$98,650100% Eligible
Comanche$74,750$98,650Partially Eligible
Cotton$74,750$98,650100% Eligible
Craig$74,750$98,650100% Eligible
Creek$74,750$98,650Partially Eligible
Custer$74,750$98,650100% Eligible
Delaware$74,750$98,650100% Eligible
Dewey$74,750$98,650100% Eligible
Ellis$74,750$98,650100% Eligible
Garfield$74,750$98,650Partially Eligible
Garvin$74,750$98,650100% Eligible
Grady$74,750$98,650100% Eligible
Grant$74,750$98,650100% Eligible
Greer$74,750$98,650100% Eligible
Harmon$74,750$98,650100% Eligible
Harper$74,750$98,650100% Eligible
Haskell$74,750$98,650100% Eligible
Hughes$74,750$98,650100% Eligible
Jackson$74,750$98,650Partially Eligible
Jefferson$74,750$98,650100% Eligible
Johnston$74,750$98,650100% Eligible
Kay$74,750$98,650Partially Eligible
Kingfisher$74,750$98,650100% Eligible
Kiowa$74,750$98,650100% Eligible
Latimer$74,750$98,650100% Eligible
Le Flore$74,750$98,650100% Eligible
Lincoln$74,750$98,650100% Eligible
Logan$74,750$98,650100% Eligible
Love$74,750$98,650100% Eligible
Major$74,750$98,650100% Eligible
Marshall$74,750$98,650100% Eligible
Mayes$74,750$98,650100% Eligible
Mcclain$74,750$98,650100% Eligible
Mccurtain$74,750$98,650100% Eligible
Mcintosh$74,750$98,650100% Eligible
Murray$74,750$98,650100% Eligible
Muskogee$74,750$98,650Partially Eligible
Noble$74,750$98,650100% Eligible
Nowata$74,750$98,650100% Eligible
Okfuskee$74,750$98,650100% Eligible
Oklahoma$74,750$98,650Partially Eligible
Okmulgee$74,750$98,650100% Eligible
Osage$74,750$98,650Partially Eligible
Ottawa$74,750$98,650100% Eligible
Pawnee$74,750$98,650100% Eligible
Payne$74,750$98,650Partially Eligible
Pittsburg$74,750$98,650100% Eligible
Pontotoc$74,750$98,650100% Eligible
Pottawatomie$74,750$98,650Partially Eligible
Pushmataha$74,750$98,650100% Eligible
Roger Mills$74,750$98,650100% Eligible
Rogers$74,750$98,650Partially Eligible
Seminole$74,750$98,650100% Eligible
Sequoyah$74,750$98,650100% Eligible
Stephens$74,750$98,650Partially Eligible
Texas$74,750$98,650100% Eligible
Tillman$74,750$98,650100% Eligible
Tulsa$74,750$98,650Partially Eligible
Wagoner$74,750$98,650Partially Eligible
Washington$74,750$98,650Partially Eligible
Washita$74,750$98,650100% Eligible
Woods$74,750$98,650100% Eligible
Woodward$74,750$98,650100% Eligible