Mississippi USDA Rural Development No Money Down USDA Loan Program

For Mississippi homebuyers the no money down USDA Loan program offers affordable mortgage financing for moderate income households purchasing a house in a designated USDA Rural area as determined by the Rural Housing Service (RHS). Income and property location guidelines for the USDA Loan program require that the:
Household must have a moderate income not to exceed USDA Program county limits based on a household size of one to four or five and more family members.
The house must be located in a designated RHS USDA Rural approved area. Homebuyers should not assume that the term "rural" means the USDA Home Loan program is only available in farming communities. Many areas approved by the RHS for the USDA Loan program are residential areas, near major cities, with a complete absence of any local farms.
Mississippi USDA Loan County Guideline Lookup Tool
Select County Maximum Income
Family 1-4:
Family 5+:
County Eligibility:
Make too much to qualify for the Mississippi USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the
Mississippi USDA Max Income Calculator

By purchasing a home located in a USDA Rural area, USDA Loans allow qualified homebuyers the ability to buy a house with:

No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.


Get Qualified For The USDA Rural Development Loan
Step 1 of 3 : Loan Information
Purpose of Loan:
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Approx Loan Amount:
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Step 2 of 3 : About You
When are you looking to purchase/refinance:
Estimate your credit:
Bankruptcy or Foreclosure:
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Mississippi USDA Rural Development County Specific Income and Location Guidelines

CountyMax Household IncomeLocation Restrictions
1 - 4 5 + People
Adams$74,750$98,650100% Eligible
Alcorn$74,750$98,650100% Eligible
Amite$74,750$98,650100% Eligible
Attala$74,750$98,650100% Eligible
Benton$74,750$98,650100% Eligible
Bolivar$74,750$98,650100% Eligible
Calhoun$74,750$98,650100% Eligible
Carroll$74,750$98,650100% Eligible
Chickasaw$74,750$98,650100% Eligible
Choctaw$74,750$98,650100% Eligible
Claiborne$74,750$98,650100% Eligible
Clarke$74,750$98,650100% Eligible
Clay$74,750$98,650100% Eligible
Coahoma$74,750$98,650100% Eligible
Copiah$74,750$98,650100% Eligible
Covington$74,750$98,650100% Eligible
Desoto$74,750$98,650Partially Eligible
Forrest$74,750$98,650Partially Eligible
Franklin$74,750$98,650100% Eligible
George$74,750$98,650100% Eligible
Greene$74,750$98,650100% Eligible
Grenada$74,750$98,650100% Eligible
Hancock$74,750$98,650100% Eligible
Harrison$74,750$98,650Partially Eligible
Hinds$74,750$98,650Partially Eligible
Holmes$74,750$98,650100% Eligible
Humphreys$74,750$98,650100% Eligible
Issaquena$74,750$98,650100% Eligible
Itawamba$74,750$98,650100% Eligible
Jackson$74,750$98,650Partially Eligible
Jasper$74,750$98,650100% Eligible
Jefferson$74,750$98,650100% Eligible
Jefferson Davis$74,750$98,650100% Eligible
Jones$74,750$98,650100% Eligible
Kemper$74,750$98,650100% Eligible
Lafayette$74,750$98,650100% Eligible
Lamar$74,750$98,650Partially Eligible
Lauderdale$74,750$98,650Partially Eligible
Lawrence$74,750$98,650100% Eligible
Leake$74,750$98,650100% Eligible
Lee$74,750$98,650Partially Eligible
Leflore$74,750$98,650100% Eligible
Lincoln$74,750$98,650100% Eligible
Lowndes$74,750$98,650Partially Eligible
Madison$74,750$98,650Partially Eligible
Marion$74,750$98,650100% Eligible
Marshall$74,750$98,650100% Eligible
Monroe$74,750$98,650100% Eligible
Montgomery$74,750$98,650100% Eligible
Neshoba$74,750$98,650100% Eligible
Newton$74,750$98,650100% Eligible
Noxubee$74,750$98,650100% Eligible
Oktibbeha$74,750$98,650100% Eligible
Panola$74,750$98,650100% Eligible
Pearl River$74,750$98,650100% Eligible
Perry$74,750$98,650100% Eligible
Pike$74,750$98,650100% Eligible
Pontotoc$74,750$98,650100% Eligible
Prentiss$74,750$98,650100% Eligible
Quitman$74,750$98,650100% Eligible
Rankin$74,750$98,650Partially Eligible
Scott$74,750$98,650100% Eligible
Sharkey$74,750$98,650100% Eligible
Simpson$74,750$98,650100% Eligible
Smith$74,750$98,650100% Eligible
Stone$74,750$98,650100% Eligible
Sunflower$74,750$98,650100% Eligible
Tallahatchie$74,750$98,650100% Eligible
Tate$74,750$98,650100% Eligible
Tippah$74,750$98,650100% Eligible
Tishomingo$74,750$98,650100% Eligible
Tunica$74,750$98,650100% Eligible
Union$74,750$98,650100% Eligible
Walthall$74,750$98,650100% Eligible
Warren$74,750$98,650Partially Eligible
Washington$74,750$98,650Partially Eligible
Wayne$74,750$98,650100% Eligible
Webster$74,750$98,650100% Eligible
Wilkinson$74,750$98,650100% Eligible
Winston$74,750$98,650100% Eligible
Yalobusha$74,750$98,650100% Eligible
Yazoo$74,750$98,650100% Eligible