Arkansas USDA Rural Development No Money Down USDA Loan Program

For Arkansas homebuyers the no money down USDA Loan program offers affordable mortgage financing for moderate income households purchasing a house in a designated USDA Rural area as determined by the Rural Housing Service (RHS). Income and property location guidelines for the USDA Loan program require that the:
Household must have a moderate income not to exceed USDA Program county limits based on a household size of one to four or five and more family members.
The house must be located in a designated RHS USDA Rural approved area. Homebuyers should not assume that the term "rural" means the USDA Home Loan program is only available in farming communities. Many areas approved by the RHS for the USDA Loan program are residential areas, near major cities, with a complete absence of any local farms.
Arkansas USDA Loan County Guideline Lookup Tool
Select County Maximum Income
Family 1-4:
Family 5+:
County Eligibility:
Make too much to qualify for the Arkansas USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the
Arkansas USDA Max Income Calculator

By purchasing a home located in a USDA Rural area, USDA Loans allow qualified homebuyers the ability to buy a house with:

No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.


Get Qualified For The USDA Rural Development Loan
Step 1 of 3 : Loan Information
Purpose of Loan:
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Approx Loan Amount:
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Step 2 of 3 : About You
When are you looking to purchase/refinance:
Estimate your credit:
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Arkansas USDA Rural Development County Specific Income and Location Guidelines

CountyMax Household IncomeLocation Restrictions
1 - 4 5 + People
Ashley$74,750$98,650100% Eligible
Baxter$74,750$98,650100% Eligible
Benton$74,750$98,650Partially Eligible
Boone$74,750$98,650100% Eligible
Bradley$74,750$98,650100% Eligible
Calhoun$74,750$98,650100% Eligible
Carroll$74,750$98,650100% Eligible
Chicot$74,750$98,650100% Eligible
Clark$74,750$98,650100% Eligible
Clay$74,750$98,650100% Eligible
Cleburne$74,750$98,650100% Eligible
Cleveland$74,750$98,650100% Eligible
Columbia$74,750$98,650100% Eligible
Conway$74,750$98,650100% Eligible
Craighead$74,750$98,650Partially Eligible
Crawford$74,750$98,650100% Eligible
Crittenden$74,750$98,650Partially Eligible
Cross$74,750$98,650100% Eligible
Dallas$74,750$98,650100% Eligible
Desha$74,750$98,650100% Eligible
Drew$74,750$98,650100% Eligible
Faulkner$74,750$98,650Partially Eligible
Franklin$74,750$98,650100% Eligible
Fulton$74,750$98,650100% Eligible
Garland$74,750$98,650Partially Eligible
Grant$74,750$98,650100% Eligible
Greene$74,750$98,650100% Eligible
Hempstead$74,750$98,650100% Eligible
Hot Spring$74,750$98,650100% Eligible
Howard$74,750$98,650100% Eligible
Independence$74,750$98,650100% Eligible
Izard$74,750$98,650100% Eligible
Jackson$74,750$98,650100% Eligible
Jefferson$74,750$98,650Partially Eligible
Johnson$74,750$98,650100% Eligible
Lafayette$74,750$98,650100% Eligible
Lawrence$74,750$98,650100% Eligible
Lee$74,750$98,650100% Eligible
Lincoln$74,750$98,650100% Eligible
Little River$74,750$98,650100% Eligible
Logan$74,750$98,650100% Eligible
Lonoke$74,750$98,650100% Eligible
Madison$74,750$98,650100% Eligible
Marion$74,750$98,650100% Eligible
Miller$74,750$98,650Partially Eligible
Mississippi$74,750$98,650100% Eligible
Monroe$74,750$98,650100% Eligible
Montgomery$74,750$98,650100% Eligible
Nevada$74,750$98,650100% Eligible
Newton$74,750$98,650100% Eligible
Ouachita$74,750$98,650100% Eligible
Perry$74,750$98,650100% Eligible
Phillips$74,750$98,650100% Eligible
Pike$74,750$98,650100% Eligible
Poinsett$74,750$98,650100% Eligible
Polk$74,750$98,650100% Eligible
Pope$74,750$98,650100% Eligible
Prairie$74,750$98,650100% Eligible
Pulaski$74,750$98,650100% Eligible
Randolph$74,750$98,650100% Eligible
Saline$74,750$98,650100% Eligible
Scott$74,750$98,650100% Eligible
Searcy$74,750$98,650100% Eligible
Sebastian$74,750$98,650100% Eligible
Sevier$74,750$98,650100% Eligible
Sharp$74,750$98,650100% Eligible
St. Francis$74,750$98,650100% Eligible
Stone$74,750$98,650100% Eligible
Union$74,750$98,650100% Eligible
Van Buren$74,750$98,650100% Eligible
White$74,750$98,650100% Eligible
Woodruff$74,750$98,650100% Eligible
Yell$74,750$98,650100% Eligible