Alabama USDA Rural Development No Money Down USDA Loan Program

For Alabama homebuyers the no money down USDA Loan program offers affordable mortgage financing for moderate income households purchasing a house in a designated USDA Rural area as determined by the Rural Housing Service (RHS). Income and property location guidelines for the USDA Loan program require that the:
Household must have a moderate income not to exceed USDA Program county limits based on a household size of one to four or five and more family members.
The house must be located in a designated RHS USDA Rural approved area. Homebuyers should not assume that the term "rural" means the USDA Home Loan program is only available in farming communities. Many areas approved by the RHS for the USDA Loan Program are residential areas, near major cities, with a complete absence of any local farms.
Alabama USDA Loan County Guideline Lookup Tool
Select County Maximum Income
Family 1-4:
Family 5+:
County Eligibility:
Make too much to qualify for the Alabama USDA Loan? You still may qualify for the California USDA Loan Program based on certain deductions allowed by USDA Rural Development using the
Alabama USDA Max Income Calculator

By purchasing a home located in a USDA Rural area, USDA Loans allow qualified homebuyers the ability to buy a house with:

No Money Down - 100% USDA Loan Financing - Low Monthly Mortgage Insurance - Flexible Credit Approval - Secure 30 Year Fixed Rate Mortgage - Unlimited Seller Closing Cost Help Allowed.

Get Qualified For The USDA Rural Development Loan
Step 1 of 3 : Loan Information
Purpose of Loan:
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Approx Loan Amount:
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Step 2 of 3 : About You
When are you looking to purchase/refinance:
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Alabama USDA Rural Development County Specific Income and Location Guidelines

CountyMax Household IncomeLocation Restrictions
1 - 4 5 + People
Autauga$74,750$98,650Partially Eligible
Baldwin$74,750$98,650Partially Eligible
Barbour$74,750$98,650100% Eligible
Bibb$74,750$98,650100% Eligible
Blount$74,750$98,650100% Eligible
Bullock$74,750$98,650100% Eligible
Butler$74,750$98,650100% Eligible
Calhoun$74,750$98,650Partially Eligible
Chambers$74,750$98,650100% Eligible
Cherokee$74,750$98,650100% Eligible
Chilton$74,750$98,650100% Eligible
Choctaw$74,750$98,650100% Eligible
Clarke$74,750$98,650100% Eligible
Clay$74,750$98,650100% Eligible
Cleburne$74,750$98,650100% Eligible
Coffee$74,750$98,650100% Eligible
Colbert$74,750$98,650Partially Eligible
Conecuh$74,750$98,650100% Eligible
Coosa$74,750$98,650100% Eligible
Covington$74,750$98,650100% Eligible
Crenshaw$74,750$98,650100% Eligible
Cullman$74,750$98,650100% Eligible
Dale$74,750$98,650Partially Eligible
Dallas$74,750$98,650100% Eligible
De Kalb$74,750$98,650100% Eligible
Elmore$74,750$98,650Partially Eligible
Escambia$74,750$98,650100% Eligible
Etowah$74,750$98,650Partially Eligible
Fayette$74,750$98,650100% Eligible
Franklin$74,750$98,650100% Eligible
Geneva$74,750$98,650100% Eligible
Greene$74,750$98,650100% Eligible
Hale$74,750$98,650100% Eligible
Henry$74,750$98,650Partially Eligible
Houston$74,750$98,650Partially Eligible
Jackson$74,750$98,650100% Eligible
Jefferson$74,750$98,650Partially Eligible
Lamar$74,750$98,650100% Eligible
Lauderdale$74,750$98,650Partially Eligible
Lawrence$74,750$98,650100% Eligible
Lee$74,750$98,650Partially Eligible
Limestone$82,450$108,850Partially Eligible
Lowndes$74,750$98,650100% Eligible
Macon$74,750$98,650100% Eligible
Madison$82,450$108,850Partially Eligible
Marengo$74,750$98,650100% Eligible
Marion$74,750$98,650100% Eligible
Marshall$74,750$98,650100% Eligible
Mobile$74,750$98,650Partially Eligible
Monroe$74,750$98,650100% Eligible
Montgomery$74,750$98,650Partially Eligible
Morgan$74,750$98,650Partially Eligible
Perry$74,750$98,650100% Eligible
Pickens$74,750$98,650100% Eligible
Pike$74,750$98,650100% Eligible
Randolph$74,750$98,650100% Eligible
Russell$74,750$98,650Partially Eligible
Shelby$74,750$98,650Partially Eligible
St. Clair$74,750$98,650Partially Eligible
Sumter$74,750$98,650100% Eligible
Talladega$74,750$98,650Partially Eligible
Tallapoosa$74,750$98,650100% Eligible
Tuscaloosa$74,750$98,650Partially Eligible
Walker$74,750$98,650100% Eligible
Washington$74,750$98,650100% Eligible
Wilcox$74,750$98,650100% Eligible
Winston$74,750$98,650100% Eligible