Completion of the 2010 Census Impacts USDA Eligible Areas

Date: February 1, 2011

USDA Loans are available in rural areas and suburban communities with population densities of 10,000 people or less per census track. With the completion of the 2010 Census, some areas that were once considered eligible based on USDA Rural Development Guidelines, have been updated to reflect population density increases and are no longer eligible for a USDA Loan.

USDA Rural Development has updated their database to reflect these changes. Notification is typically not provided by the local Rural Development Offices so it is the responsibility of the Realtor, Loan Officer, and homebuyer to verify that areas eligible in 2010 remain eligible today. This information is readily assessable by referencing the USDA Loan Eligibility County Lookup tool on the left hand toolbar.

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